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Crescira AVM · estimated value Medium confidence
HK$4.89M
≈ HK$11,554 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$489K, with repayments around HK$21,318/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$20,060
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,684
−HK$634/mo
Today · 4.125%
HK$21,318
baseline
▲ 0.50% · 4.625%
HK$22,615
+HK$1,297/mo

Deposit HK$489K · loan HK$4.40M · min. income ≈ HK$42,636/mo (50% DSR)

Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$106,244 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Fortress Hill Station
≈ 2 min walk · 136 m
Education
43
schools within 1 km (20 within 500 m)
Daily convenience
43
within 1 km (20 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
77
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Fortress Hill Station Station.

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Green space & leisure — 77 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
4/F
Flat
8
Saleable Area
423 Saleable ft²
Gross Area
483 ft²
Efficiency
88%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2011-08-05 HK$4.20M +35.5%
2010-09-14 HK$3.10M
Data sourced from Renavon.com