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Home Eastern District PROVIDENT CENTRE BLOCK 10

21/F B

in PROVIDENT CENTRE BLOCK 10

Eastern District · Hong Kong Island

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Floor
1/F A 1,308 ft² 1/F B 1,308 ft² 3/F A 1,308 ft² 4/F B 1,308 ft² 5/F A 1,308 ft² 5/F B 1,308 ft² 6/F A 1,308 ft² 6/F B 1,308 ft² 7/F B 1,308 ft² 8/F A 1,308 ft² 8/F B 1,308 ft² 9/F A 1,308 ft² 10/F A 1,308 ft² 10/F B 1,308 ft² 11/F A 1,308 ft² 12/F B 1,308 ft² 13/F B 1,308 ft² 14/F A 1,308 ft² 14/F B 1,308 ft² 15/F A 1,308 ft² 15/F B 1,308 ft² 16/F A 1,308 ft² 16/F B 1,308 ft² 17/F A 1,308 ft² 17/F B 1,308 ft² 18/F A 1,308 ft² 18/F B 1,308 ft² 19/F A 1,308 ft² 20/F B 1,308 ft² 21/F A 1,308 ft² 21/F B 1,308 ft² 22/F A 1,308 ft² 23/F B 1,308 ft² 24/F A 1,308 ft² 24/F B 1,308 ft² 25/F B 2,290 ft²
Crescira AVM · estimated value ● Medium confidence
HK$23.42M
≈ HK$17,902 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.02M, with repayments around HK$79,440/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$74,752
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$77,077
−HK$2,363/mo
Today · 4.125%
HK$79,440
baseline
▲ 0.50% · 4.625%
HK$84,273
+HK$4,833/mo

Deposit HK$7.02M · loan HK$16.39M · min. income ≈ HK$158,880/mo (50% DSR)

Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$995,178 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway North Point Station
≈ 6 min walk · 415 m
Education
43
schools within 1 km (16 within 500 m)
Daily convenience
46
within 1 km (23 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
21/F
Flat
B
Saleable Area
1,308 Saleable ft²
Gross Area
1,537 ft²
Efficiency
85%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2010-02-26 HK$14.00M +125.8%
2002-01-04 HK$6.20M −27.1%
1998-08-11 HK$8.50M —

Other appraised units in this building

1/F A
1,308 ft²
HK$19.90M
1/F B
1,308 ft²
HK$19.89M
3/F A
1,308 ft²
HK$19.82M
4/F B
1,308 ft²
HK$20.12M
5/F A
1,308 ft²
HK$20.32M
5/F B
1,308 ft²
HK$20.31M
Data sourced from Renavon.com