▼ 0.50% · 3.625%
HK$22,037
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,722
−HK$697/mo
Today · 4.125%
HK$23,419
baseline
▲ 0.50% · 4.625%
HK$24,844
+HK$1,425/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,838/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,516
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,173
−HK$667/mo
Today · 4.125%
HK$25,840
baseline
▲ 0.50% · 4.625%
HK$27,202
+HK$1,362/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,680/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,240
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,994
−HK$766/mo
Today · 4.125%
HK$25,760
baseline
▲ 0.50% · 4.625%
HK$27,328
+HK$1,568/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,520/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,967
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,690
−HK$734/mo
Today · 4.125%
HK$28,424
baseline
▲ 0.50% · 4.625%
HK$29,922
+HK$1,498/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,848/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,444
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,267
−HK$835/mo
Today · 4.125%
HK$28,102
baseline
▲ 0.50% · 4.625%
HK$29,812
+HK$1,710/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,204/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,419
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,208
−HK$800/mo
Today · 4.125%
HK$31,008
baseline
▲ 0.50% · 4.625%
HK$32,643
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,016/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,648
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,539
−HK$905/mo
Today · 4.125%
HK$30,444
baseline
▲ 0.50% · 4.625%
HK$32,297
+HK$1,853/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,888/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,870
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,725
−HK$867/mo
Today · 4.125%
HK$33,592
baseline
▲ 0.50% · 4.625%
HK$35,363
+HK$1,771/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,184/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,851
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,811
−HK$975/mo
Today · 4.125%
HK$32,786
baseline
▲ 0.50% · 4.625%
HK$34,781
+HK$1,995/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,572/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,322
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,242
−HK$934/mo
Today · 4.125%
HK$36,176
baseline
▲ 0.50% · 4.625%
HK$38,083
+HK$1,907/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,352/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,055
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,083
−HK$1,045/mo
Today · 4.125%
HK$35,128
baseline
▲ 0.50% · 4.625%
HK$37,265
+HK$2,137/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,256/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,773
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,760
−HK$1,000/mo
Today · 4.125%
HK$38,760
baseline
▲ 0.50% · 4.625%
HK$40,803
+HK$2,043/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,520/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,259
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,355
−HK$1,115/mo
Today · 4.125%
HK$37,470
baseline
▲ 0.50% · 4.625%
HK$39,750
+HK$2,280/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,940/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,225
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,277
−HK$1,067/mo
Today · 4.125%
HK$41,344
baseline
▲ 0.50% · 4.625%
HK$43,523
+HK$2,179/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,688/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,462
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,628
−HK$1,184/mo
Today · 4.125%
HK$39,812
baseline
▲ 0.50% · 4.625%
HK$42,234
+HK$2,422/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$79,624/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,677
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,794
−HK$1,134/mo
Today · 4.125%
HK$43,928
baseline
▲ 0.50% · 4.625%
HK$46,244
+HK$2,316/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$87,856/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,666
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,900
−HK$1,253/mo
Today · 4.125%
HK$42,153
baseline
▲ 0.50% · 4.625%
HK$44,718
+HK$2,565/mo
Deposit HK$966K · loan HK$8.70M · min. income ≈ HK$84,306/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,128
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,312
−HK$1,200/mo
Today · 4.125%
HK$46,512
baseline
▲ 0.50% · 4.625%
HK$48,964
+HK$2,452/mo
Deposit HK$966K · loan HK$8.70M · min. income ≈ HK$93,024/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,413 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).