▼ 0.50% · 3.625%
HK$20,784
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,431
−HK$657/mo
Today · 4.125%
HK$22,088
baseline
▲ 0.50% · 4.625%
HK$23,431
+HK$1,343/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,176/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,122
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,742
−HK$629/mo
Today · 4.125%
HK$24,371
baseline
▲ 0.50% · 4.625%
HK$25,656
+HK$1,285/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,742/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,863
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,574
−HK$722/mo
Today · 4.125%
HK$24,296
baseline
▲ 0.50% · 4.625%
HK$25,775
+HK$1,479/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,592/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,434
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,117
−HK$692/mo
Today · 4.125%
HK$26,809
baseline
▲ 0.50% · 4.625%
HK$28,222
+HK$1,413/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,618/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,941
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,717
−HK$788/mo
Today · 4.125%
HK$26,505
baseline
▲ 0.50% · 4.625%
HK$28,118
+HK$1,613/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$53,010/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,747
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,491
−HK$755/mo
Today · 4.125%
HK$29,246
baseline
▲ 0.50% · 4.625%
HK$30,787
+HK$1,541/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$58,492/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,019
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,860
−HK$854/mo
Today · 4.125%
HK$28,714
baseline
▲ 0.50% · 4.625%
HK$30,461
+HK$1,747/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,428/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,059
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,865
−HK$818/mo
Today · 4.125%
HK$31,683
baseline
▲ 0.50% · 4.625%
HK$33,353
+HK$1,670/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,366/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,098
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,003
−HK$920/mo
Today · 4.125%
HK$30,923
baseline
▲ 0.50% · 4.625%
HK$32,804
+HK$1,881/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$61,846/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$281,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,371
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,239
−HK$881/mo
Today · 4.125%
HK$34,120
baseline
▲ 0.50% · 4.625%
HK$35,918
+HK$1,798/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$68,240/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$281,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,176
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,146
−HK$985/mo
Today · 4.125%
HK$33,131
baseline
▲ 0.50% · 4.625%
HK$35,147
+HK$2,016/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$66,262/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,683
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,613
−HK$944/mo
Today · 4.125%
HK$36,557
baseline
▲ 0.50% · 4.625%
HK$38,484
+HK$1,927/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$73,114/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,255
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,289
−HK$1,051/mo
Today · 4.125%
HK$35,340
baseline
▲ 0.50% · 4.625%
HK$37,490
+HK$2,150/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$70,680/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$281,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,995
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,988
−HK$1,006/mo
Today · 4.125%
HK$38,994
baseline
▲ 0.50% · 4.625%
HK$41,050
+HK$2,056/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$77,988/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$281,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,333
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,432
−HK$1,117/mo
Today · 4.125%
HK$37,549
baseline
▲ 0.50% · 4.625%
HK$39,834
+HK$2,285/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$75,098/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,308
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,362
−HK$1,069/mo
Today · 4.125%
HK$41,431
baseline
▲ 0.50% · 4.625%
HK$43,615
+HK$2,184/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$82,862/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,411
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,575
−HK$1,183/mo
Today · 4.125%
HK$39,758
baseline
▲ 0.50% · 4.625%
HK$42,177
+HK$2,419/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$79,516/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,620
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,736
−HK$1,133/mo
Today · 4.125%
HK$43,869
baseline
▲ 0.50% · 4.625%
HK$46,181
+HK$2,312/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$87,738/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,484 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).