▼ 0.50% · 3.625%
HK$21,912
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,593
−HK$693/mo
Today · 4.125%
HK$23,286
baseline
▲ 0.50% · 4.625%
HK$24,703
+HK$1,417/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,572/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$330,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,377
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,030
−HK$664/mo
Today · 4.125%
HK$25,694
baseline
▲ 0.50% · 4.625%
HK$27,048
+HK$1,354/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,388/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$330,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,103
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,853
−HK$762/mo
Today · 4.125%
HK$25,615
baseline
▲ 0.50% · 4.625%
HK$27,173
+HK$1,558/mo
Deposit HK$4.32M · loan HK$5.29M · min. income ≈ HK$51,230/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$330,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,814
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,534
−HK$729/mo
Today · 4.125%
HK$28,263
baseline
▲ 0.50% · 4.625%
HK$29,753
+HK$1,490/mo
Deposit HK$4.32M · loan HK$5.29M · min. income ≈ HK$56,526/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$330,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,294
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,112
−HK$831/mo
Today · 4.125%
HK$27,943
baseline
▲ 0.50% · 4.625%
HK$29,643
+HK$1,700/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$55,886/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,252
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,037
−HK$795/mo
Today · 4.125%
HK$30,832
baseline
▲ 0.50% · 4.625%
HK$32,458
+HK$1,626/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$61,664/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,485
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,371
−HK$901/mo
Today · 4.125%
HK$30,272
baseline
▲ 0.50% · 4.625%
HK$32,114
+HK$1,842/mo
Deposit HK$3.36M · loan HK$6.25M · min. income ≈ HK$60,544/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,690
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,540
−HK$862/mo
Today · 4.125%
HK$33,402
baseline
▲ 0.50% · 4.625%
HK$35,162
+HK$1,760/mo
Deposit HK$3.36M · loan HK$6.25M · min. income ≈ HK$66,804/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,677
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,631
−HK$969/mo
Today · 4.125%
HK$32,600
baseline
▲ 0.50% · 4.625%
HK$34,584
+HK$1,984/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$65,200/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,127
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,043
−HK$928/mo
Today · 4.125%
HK$35,971
baseline
▲ 0.50% · 4.625%
HK$37,867
+HK$1,896/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$71,942/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,868
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,890
−HK$1,039/mo
Today · 4.125%
HK$34,929
baseline
▲ 0.50% · 4.625%
HK$37,054
+HK$2,125/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,858/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,565
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,546
−HK$995/mo
Today · 4.125%
HK$38,541
baseline
▲ 0.50% · 4.625%
HK$40,572
+HK$2,031/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,082/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,059
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,149
−HK$1,108/mo
Today · 4.125%
HK$37,257
baseline
▲ 0.50% · 4.625%
HK$39,524
+HK$2,267/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$74,514/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,003
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,049
−HK$1,061/mo
Today · 4.125%
HK$41,110
baseline
▲ 0.50% · 4.625%
HK$43,277
+HK$2,167/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$82,220/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,250
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,409
−HK$1,177/mo
Today · 4.125%
HK$39,586
baseline
▲ 0.50% · 4.625%
HK$41,995
+HK$2,409/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$79,172/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,440
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,552
−HK$1,127/mo
Today · 4.125%
HK$43,679
baseline
▲ 0.50% · 4.625%
HK$45,982
+HK$2,303/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$87,358/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,441
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,668
−HK$1,247/mo
Today · 4.125%
HK$41,915
baseline
▲ 0.50% · 4.625%
HK$44,465
+HK$2,550/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$83,830/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,878
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,055
−HK$1,194/mo
Today · 4.125%
HK$46,249
baseline
▲ 0.50% · 4.625%
HK$48,687
+HK$2,438/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$92,498/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,938 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).