▼ 0.50% · 3.625%
HK$19,773
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,388
−HK$624/mo
Today · 4.125%
HK$21,012
baseline
▲ 0.50% · 4.625%
HK$22,291
+HK$1,279/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,024/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,997
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,587
−HK$598/mo
Today · 4.125%
HK$23,185
baseline
▲ 0.50% · 4.625%
HK$24,407
+HK$1,222/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,370/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,750
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,426
−HK$688/mo
Today · 4.125%
HK$23,114
baseline
▲ 0.50% · 4.625%
HK$24,520
+HK$1,406/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,228/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,196
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,845
−HK$659/mo
Today · 4.125%
HK$25,504
baseline
▲ 0.50% · 4.625%
HK$26,848
+HK$1,344/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$51,008/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,727
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,465
−HK$750/mo
Today · 4.125%
HK$25,215
baseline
▲ 0.50% · 4.625%
HK$26,749
+HK$1,534/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,430/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,396
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,104
−HK$718/mo
Today · 4.125%
HK$27,822
baseline
▲ 0.50% · 4.625%
HK$29,289
+HK$1,467/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,644/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,704
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,504
−HK$812/mo
Today · 4.125%
HK$27,316
baseline
▲ 0.50% · 4.625%
HK$28,978
+HK$1,662/mo
Deposit HK$3.03M · loan HK$5.64M · min. income ≈ HK$54,632/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,596
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,363
−HK$778/mo
Today · 4.125%
HK$30,141
baseline
▲ 0.50% · 4.625%
HK$31,730
+HK$1,589/mo
Deposit HK$3.03M · loan HK$5.64M · min. income ≈ HK$60,282/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,682
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,543
−HK$874/mo
Today · 4.125%
HK$29,417
baseline
▲ 0.50% · 4.625%
HK$31,207
+HK$1,790/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,834/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,795
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,621
−HK$838/mo
Today · 4.125%
HK$32,459
baseline
▲ 0.50% · 4.625%
HK$34,170
+HK$1,711/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,918/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,659
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,581
−HK$938/mo
Today · 4.125%
HK$31,519
baseline
▲ 0.50% · 4.625%
HK$33,437
+HK$1,918/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$63,038/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,995
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,880
−HK$898/mo
Today · 4.125%
HK$34,778
baseline
▲ 0.50% · 4.625%
HK$36,611
+HK$1,833/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,556/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,636
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,620
−HK$1,000/mo
Today · 4.125%
HK$33,620
baseline
▲ 0.50% · 4.625%
HK$35,666
+HK$2,046/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$67,240/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,195
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,139
−HK$957/mo
Today · 4.125%
HK$37,096
baseline
▲ 0.50% · 4.625%
HK$39,052
+HK$1,956/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$74,192/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,613
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,659
−HK$1,062/mo
Today · 4.125%
HK$35,721
baseline
▲ 0.50% · 4.625%
HK$37,895
+HK$2,174/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$71,442/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,395
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,397
−HK$1,018/mo
Today · 4.125%
HK$39,415
baseline
▲ 0.50% · 4.625%
HK$41,492
+HK$2,077/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$78,830/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,591
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,698
−HK$1,124/mo
Today · 4.125%
HK$37,822
baseline
▲ 0.50% · 4.625%
HK$40,124
+HK$2,302/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$75,644/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,594
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,656
−HK$1,077/mo
Today · 4.125%
HK$41,733
baseline
▲ 0.50% · 4.625%
HK$43,933
+HK$2,200/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$83,466/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,137 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).