▼ 0.50% · 3.625%
HK$21,975
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,659
−HK$694/mo
Today · 4.125%
HK$23,353
baseline
▲ 0.50% · 4.625%
HK$24,774
+HK$1,421/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,706/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,447
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,103
−HK$665/mo
Today · 4.125%
HK$25,768
baseline
▲ 0.50% · 4.625%
HK$27,126
+HK$1,358/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,536/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,173
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,925
−HK$764/mo
Today · 4.125%
HK$25,689
baseline
▲ 0.50% · 4.625%
HK$27,252
+HK$1,563/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$51,378/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,892
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,613
−HK$732/mo
Today · 4.125%
HK$28,345
baseline
▲ 0.50% · 4.625%
HK$29,839
+HK$1,494/mo
Deposit HK$4.34M · loan HK$5.30M · min. income ≈ HK$56,690/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$333,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,370
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,191
−HK$833/mo
Today · 4.125%
HK$28,024
baseline
▲ 0.50% · 4.625%
HK$29,729
+HK$1,705/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$56,048/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,337
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,123
−HK$799/mo
Today · 4.125%
HK$30,922
baseline
▲ 0.50% · 4.625%
HK$32,552
+HK$1,630/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,844/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,568
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,456
−HK$903/mo
Today · 4.125%
HK$30,359
baseline
▲ 0.50% · 4.625%
HK$32,207
+HK$1,848/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,718/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,781
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,634
−HK$864/mo
Today · 4.125%
HK$33,498
baseline
▲ 0.50% · 4.625%
HK$35,264
+HK$1,766/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,996/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$333,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,765
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,722
−HK$973/mo
Today · 4.125%
HK$32,695
baseline
▲ 0.50% · 4.625%
HK$34,684
+HK$1,989/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,390/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,226
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,144
−HK$931/mo
Today · 4.125%
HK$36,075
baseline
▲ 0.50% · 4.625%
HK$37,977
+HK$1,902/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,150/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,963
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,988
−HK$1,042/mo
Today · 4.125%
HK$35,030
baseline
▲ 0.50% · 4.625%
HK$37,161
+HK$2,131/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,060/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,671
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,654
−HK$998/mo
Today · 4.125%
HK$38,652
baseline
▲ 0.50% · 4.625%
HK$40,689
+HK$2,037/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,304/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$333,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,160
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,254
−HK$1,111/mo
Today · 4.125%
HK$37,365
baseline
▲ 0.50% · 4.625%
HK$39,639
+HK$2,274/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$74,730/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,116
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,165
−HK$1,064/mo
Today · 4.125%
HK$41,229
baseline
▲ 0.50% · 4.625%
HK$43,402
+HK$2,173/mo
Deposit HK$1.93M · loan HK$7.71M · min. income ≈ HK$82,458/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$333,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,358
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,520
−HK$1,181/mo
Today · 4.125%
HK$39,701
baseline
▲ 0.50% · 4.625%
HK$42,116
+HK$2,415/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$79,402/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,560
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,675
−HK$1,131/mo
Today · 4.125%
HK$43,806
baseline
▲ 0.50% · 4.625%
HK$46,115
+HK$2,309/mo
Deposit HK$1.45M · loan HK$8.19M · min. income ≈ HK$87,612/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$333,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,555
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,786
−HK$1,250/mo
Today · 4.125%
HK$42,036
baseline
▲ 0.50% · 4.625%
HK$44,594
+HK$2,558/mo
Deposit HK$964K · loan HK$8.67M · min. income ≈ HK$84,072/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,005
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,185
−HK$1,197/mo
Today · 4.125%
HK$46,382
baseline
▲ 0.50% · 4.625%
HK$48,827
+HK$2,445/mo
Deposit HK$964K · loan HK$8.67M · min. income ≈ HK$92,764/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,717 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).