▼ 0.50% · 3.625%
HK$20,323
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,955
−HK$642/mo
Today · 4.125%
HK$21,597
baseline
▲ 0.50% · 4.625%
HK$22,911
+HK$1,314/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,194/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,609
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,215
−HK$615/mo
Today · 4.125%
HK$23,830
baseline
▲ 0.50% · 4.625%
HK$25,086
+HK$1,256/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,660/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,355
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,050
−HK$707/mo
Today · 4.125%
HK$23,757
baseline
▲ 0.50% · 4.625%
HK$25,202
+HK$1,445/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,514/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,870
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,537
−HK$676/mo
Today · 4.125%
HK$26,213
baseline
▲ 0.50% · 4.625%
HK$27,595
+HK$1,382/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,426/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,387
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,146
−HK$771/mo
Today · 4.125%
HK$25,917
baseline
▲ 0.50% · 4.625%
HK$27,493
+HK$1,576/mo
Deposit HK$3.56M · loan HK$5.35M · min. income ≈ HK$51,834/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,131
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,858
−HK$738/mo
Today · 4.125%
HK$28,596
baseline
▲ 0.50% · 4.625%
HK$30,104
+HK$1,508/mo
Deposit HK$3.56M · loan HK$5.35M · min. income ≈ HK$57,192/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,419
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,241
−HK$835/mo
Today · 4.125%
HK$28,076
baseline
▲ 0.50% · 4.625%
HK$29,785
+HK$1,709/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$56,152/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,391
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,180
−HK$799/mo
Today · 4.125%
HK$30,979
baseline
▲ 0.50% · 4.625%
HK$32,612
+HK$1,633/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$61,958/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,452
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,337
−HK$899/mo
Today · 4.125%
HK$30,236
baseline
▲ 0.50% · 4.625%
HK$32,076
+HK$1,840/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$60,472/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,652
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,501
−HK$861/mo
Today · 4.125%
HK$33,362
baseline
▲ 0.50% · 4.625%
HK$35,121
+HK$1,759/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$66,724/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,484
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,432
−HK$964/mo
Today · 4.125%
HK$32,396
baseline
▲ 0.50% · 4.625%
HK$34,367
+HK$1,971/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$64,792/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,913
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,823
−HK$922/mo
Today · 4.125%
HK$35,745
baseline
▲ 0.50% · 4.625%
HK$37,630
+HK$1,885/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$71,490/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,516
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,528
−HK$1,027/mo
Today · 4.125%
HK$34,555
baseline
▲ 0.50% · 4.625%
HK$36,658
+HK$2,103/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$69,110/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,174
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,144
−HK$984/mo
Today · 4.125%
HK$38,128
baseline
▲ 0.50% · 4.625%
HK$40,138
+HK$2,010/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$76,256/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,549
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,623
−HK$1,092/mo
Today · 4.125%
HK$36,715
baseline
▲ 0.50% · 4.625%
HK$38,949
+HK$2,234/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$73,430/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,435
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,466
−HK$1,045/mo
Today · 4.125%
HK$40,511
baseline
▲ 0.50% · 4.625%
HK$42,647
+HK$2,136/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$81,022/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,581
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,719
−HK$1,156/mo
Today · 4.125%
HK$38,875
baseline
▲ 0.50% · 4.625%
HK$41,240
+HK$2,365/mo
Deposit HK$891K · loan HK$8.02M · min. income ≈ HK$77,750/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,696
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,787
−HK$1,107/mo
Today · 4.125%
HK$42,894
baseline
▲ 0.50% · 4.625%
HK$45,155
+HK$2,261/mo
Deposit HK$891K · loan HK$8.02M · min. income ≈ HK$85,788/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,374 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).