▼ 0.50% · 3.625%
HK$19,992
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,614
−HK$632/mo
Today · 4.125%
HK$21,246
baseline
▲ 0.50% · 4.625%
HK$22,539
+HK$1,293/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,492/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,241
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,838
−HK$605/mo
Today · 4.125%
HK$23,443
baseline
▲ 0.50% · 4.625%
HK$24,679
+HK$1,236/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,886/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,992
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,676
−HK$695/mo
Today · 4.125%
HK$23,371
baseline
▲ 0.50% · 4.625%
HK$24,793
+HK$1,422/mo
Deposit HK$3.95M · loan HK$4.82M · min. income ≈ HK$46,742/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,465
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,122
−HK$665/mo
Today · 4.125%
HK$25,787
baseline
▲ 0.50% · 4.625%
HK$27,147
+HK$1,360/mo
Deposit HK$3.95M · loan HK$4.82M · min. income ≈ HK$51,574/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,991
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,737
−HK$758/mo
Today · 4.125%
HK$25,495
baseline
▲ 0.50% · 4.625%
HK$27,047
+HK$1,552/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$50,990/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,690
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,405
−HK$727/mo
Today · 4.125%
HK$28,132
baseline
▲ 0.50% · 4.625%
HK$29,614
+HK$1,482/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,264/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,990
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,799
−HK$821/mo
Today · 4.125%
HK$27,620
baseline
▲ 0.50% · 4.625%
HK$29,301
+HK$1,681/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$55,240/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,914
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,689
−HK$787/mo
Today · 4.125%
HK$30,476
baseline
▲ 0.50% · 4.625%
HK$32,082
+HK$1,606/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$60,952/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,989
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,860
−HK$885/mo
Today · 4.125%
HK$29,745
baseline
▲ 0.50% · 4.625%
HK$31,554
+HK$1,809/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,490/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$263,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,138
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,973
−HK$847/mo
Today · 4.125%
HK$32,820
baseline
▲ 0.50% · 4.625%
HK$34,550
+HK$1,730/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,640/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$263,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,989
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,921
−HK$948/mo
Today · 4.125%
HK$31,869
baseline
▲ 0.50% · 4.625%
HK$33,808
+HK$1,939/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$63,738/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$263,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,362
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,257
−HK$907/mo
Today · 4.125%
HK$35,164
baseline
▲ 0.50% · 4.625%
HK$37,018
+HK$1,854/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$70,328/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$263,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,988
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,983
−HK$1,011/mo
Today · 4.125%
HK$33,994
baseline
▲ 0.50% · 4.625%
HK$36,062
+HK$2,068/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$67,988/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,586
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,541
−HK$968/mo
Today · 4.125%
HK$37,509
baseline
▲ 0.50% · 4.625%
HK$39,486
+HK$1,977/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$75,018/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,987
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,044
−HK$1,074/mo
Today · 4.125%
HK$36,118
baseline
▲ 0.50% · 4.625%
HK$38,316
+HK$2,198/mo
Deposit HK$1.32M · loan HK$7.45M · min. income ≈ HK$72,236/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,810
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,824
−HK$1,029/mo
Today · 4.125%
HK$39,853
baseline
▲ 0.50% · 4.625%
HK$41,954
+HK$2,101/mo
Deposit HK$1.32M · loan HK$7.45M · min. income ≈ HK$79,706/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,986
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,106
−HK$1,137/mo
Today · 4.125%
HK$38,243
baseline
▲ 0.50% · 4.625%
HK$40,570
+HK$2,327/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$76,486/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,034
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,108
−HK$1,089/mo
Today · 4.125%
HK$42,197
baseline
▲ 0.50% · 4.625%
HK$44,422
+HK$2,225/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$84,394/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,029 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).