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At today's rate and a 90% mortgage, the deposit on this unit is about HK$334K, with repayments around HK$14,583/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$334K · loan HK$3.01M · min. income ≈ HK$29,166/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Tai Koo Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- 7
- Saleable Area
- 469 Saleable ft²
- Gross Area
- 625 ft²
- Efficiency
- 75%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-19 | HK$3.90M | −25.7% 4.6y · −6.0%/yr |
| 2019-09-12 | HK$5.25M | +50.0% 3.5y · 14.0%/yr |
| 2016-04-15 | HK$3.50M | +34.6% 4.9y · 7.0%/yr |
| 2011-05-09 | HK$2.60M | +35.4% |
| 2010-06-08 | HK$1.92M | +16.4% |
| 2008-06-02 | HK$1.65M | +65.0% |
| 1999-05-20 | HK$1.00M | — |