▼ 0.50% · 3.625%
HK$6,384
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,583
−HK$202/mo
Today · 4.125%
HK$6,785
baseline
▲ 0.50% · 4.625%
HK$7,197
+HK$412/mo
Deposit HK$1.40M · loan HK$1.40M · min. income ≈ HK$13,570/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,102
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,293
−HK$193/mo
Today · 4.125%
HK$7,486
baseline
▲ 0.50% · 4.625%
HK$7,881
+HK$395/mo
Deposit HK$1.40M · loan HK$1.40M · min. income ≈ HK$14,972/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,023
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,241
−HK$222/mo
Today · 4.125%
HK$7,463
baseline
▲ 0.50% · 4.625%
HK$7,917
+HK$454/mo
Deposit HK$1.26M · loan HK$1.54M · min. income ≈ HK$14,926/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,813
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,022
−HK$213/mo
Today · 4.125%
HK$8,235
baseline
▲ 0.50% · 4.625%
HK$8,669
+HK$434/mo
Deposit HK$1.26M · loan HK$1.54M · min. income ≈ HK$16,470/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,661
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,899
−HK$242/mo
Today · 4.125%
HK$8,141
baseline
▲ 0.50% · 4.625%
HK$8,637
+HK$496/mo
Deposit HK$1.12M · loan HK$1.68M · min. income ≈ HK$16,282/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,523
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,751
−HK$232/mo
Today · 4.125%
HK$8,983
baseline
▲ 0.50% · 4.625%
HK$9,457
+HK$474/mo
Deposit HK$1.12M · loan HK$1.68M · min. income ≈ HK$17,966/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,299
−HK$521/mo
▼ 0.25% · 3.875%
HK$8,558
−HK$262/mo
Today · 4.125%
HK$8,820
baseline
▲ 0.50% · 4.625%
HK$9,357
+HK$537/mo
Deposit HK$980K · loan HK$1.82M · min. income ≈ HK$17,640/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,233
−HK$499/mo
▼ 0.25% · 3.875%
HK$9,481
−HK$251/mo
Today · 4.125%
HK$9,732
baseline
▲ 0.50% · 4.625%
HK$10,245
+HK$513/mo
Deposit HK$980K · loan HK$1.82M · min. income ≈ HK$19,464/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,938
−HK$560/mo
▼ 0.25% · 3.875%
HK$9,216
−HK$282/mo
Today · 4.125%
HK$9,498
baseline
▲ 0.50% · 4.625%
HK$10,076
+HK$578/mo
Deposit HK$840K · loan HK$1.96M · min. income ≈ HK$18,996/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,943
−HK$538/mo
▼ 0.25% · 3.875%
HK$10,210
−HK$271/mo
Today · 4.125%
HK$10,481
baseline
▲ 0.50% · 4.625%
HK$11,033
+HK$552/mo
Deposit HK$840K · loan HK$1.96M · min. income ≈ HK$20,962/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,576
−HK$601/mo
▼ 0.25% · 3.875%
HK$9,874
−HK$303/mo
Today · 4.125%
HK$10,177
baseline
▲ 0.50% · 4.625%
HK$10,796
+HK$619/mo
Deposit HK$700K · loan HK$2.10M · min. income ≈ HK$20,354/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,654
−HK$575/mo
▼ 0.25% · 3.875%
HK$10,939
−HK$290/mo
Today · 4.125%
HK$11,229
baseline
▲ 0.50% · 4.625%
HK$11,821
+HK$592/mo
Deposit HK$700K · loan HK$2.10M · min. income ≈ HK$22,458/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,215
−HK$640/mo
▼ 0.25% · 3.875%
HK$10,532
−HK$323/mo
Today · 4.125%
HK$10,855
baseline
▲ 0.50% · 4.625%
HK$11,516
+HK$661/mo
Deposit HK$560K · loan HK$2.24M · min. income ≈ HK$21,710/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,364
−HK$614/mo
▼ 0.25% · 3.875%
HK$11,669
−HK$309/mo
Today · 4.125%
HK$11,978
baseline
▲ 0.50% · 4.625%
HK$12,609
+HK$631/mo
Deposit HK$560K · loan HK$2.24M · min. income ≈ HK$23,956/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,853
−HK$681/mo
▼ 0.25% · 3.875%
HK$11,191
−HK$343/mo
Today · 4.125%
HK$11,534
baseline
▲ 0.50% · 4.625%
HK$12,236
+HK$702/mo
Deposit HK$420K · loan HK$2.38M · min. income ≈ HK$23,068/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,074
−HK$652/mo
▼ 0.25% · 3.875%
HK$12,398
−HK$328/mo
Today · 4.125%
HK$12,726
baseline
▲ 0.50% · 4.625%
HK$13,397
+HK$671/mo
Deposit HK$420K · loan HK$2.38M · min. income ≈ HK$25,452/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,492
−HK$720/mo
▼ 0.25% · 3.875%
HK$11,849
−HK$363/mo
Today · 4.125%
HK$12,212
baseline
▲ 0.50% · 4.625%
HK$12,955
+HK$743/mo
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$24,424/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,784
−HK$691/mo
▼ 0.25% · 3.875%
HK$13,127
−HK$348/mo
Today · 4.125%
HK$13,475
baseline
▲ 0.50% · 4.625%
HK$14,185
+HK$710/mo
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$26,950/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).