▼ 0.50% · 3.625%
HK$5,935
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,120
−HK$188/mo
Today · 4.125%
HK$6,308
baseline
▲ 0.50% · 4.625%
HK$6,691
+HK$383/mo
Deposit HK$1.30M · loan HK$1.30M · min. income ≈ HK$12,616/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,603
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,780
−HK$180/mo
Today · 4.125%
HK$6,960
baseline
▲ 0.50% · 4.625%
HK$7,327
+HK$367/mo
Deposit HK$1.30M · loan HK$1.30M · min. income ≈ HK$13,920/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,529
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,732
−HK$206/mo
Today · 4.125%
HK$6,938
baseline
▲ 0.50% · 4.625%
HK$7,361
+HK$423/mo
Deposit HK$1.17M · loan HK$1.43M · min. income ≈ HK$13,876/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,263
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,458
−HK$198/mo
Today · 4.125%
HK$7,656
baseline
▲ 0.50% · 4.625%
HK$8,059
+HK$403/mo
Deposit HK$1.17M · loan HK$1.43M · min. income ≈ HK$15,312/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,123
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,344
−HK$225/mo
Today · 4.125%
HK$7,569
baseline
▲ 0.50% · 4.625%
HK$8,030
+HK$461/mo
Deposit HK$1.04M · loan HK$1.56M · min. income ≈ HK$15,138/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,924
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,136
−HK$216/mo
Today · 4.125%
HK$8,352
baseline
▲ 0.50% · 4.625%
HK$8,792
+HK$440/mo
Deposit HK$1.04M · loan HK$1.56M · min. income ≈ HK$16,704/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,716
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,956
−HK$244/mo
Today · 4.125%
HK$8,200
baseline
▲ 0.50% · 4.625%
HK$8,699
+HK$499/mo
Deposit HK$911K · loan HK$1.69M · min. income ≈ HK$16,400/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,584
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,814
−HK$234/mo
Today · 4.125%
HK$9,048
baseline
▲ 0.50% · 4.625%
HK$9,525
+HK$477/mo
Deposit HK$911K · loan HK$1.69M · min. income ≈ HK$18,096/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,310
−HK$521/mo
▼ 0.25% · 3.875%
HK$8,568
−HK$263/mo
Today · 4.125%
HK$8,831
baseline
▲ 0.50% · 4.625%
HK$9,368
+HK$537/mo
Deposit HK$781K · loan HK$1.82M · min. income ≈ HK$17,662/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,244
−HK$500/mo
▼ 0.25% · 3.875%
HK$9,492
−HK$252/mo
Today · 4.125%
HK$9,744
baseline
▲ 0.50% · 4.625%
HK$10,257
+HK$513/mo
Deposit HK$781K · loan HK$1.82M · min. income ≈ HK$19,488/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,903
−HK$559/mo
▼ 0.25% · 3.875%
HK$9,180
−HK$282/mo
Today · 4.125%
HK$9,462
baseline
▲ 0.50% · 4.625%
HK$10,037
+HK$575/mo
Deposit HK$651K · loan HK$1.95M · min. income ≈ HK$18,924/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,905
−HK$535/mo
▼ 0.25% · 3.875%
HK$10,170
−HK$270/mo
Today · 4.125%
HK$10,440
baseline
▲ 0.50% · 4.625%
HK$10,990
+HK$550/mo
Deposit HK$651K · loan HK$1.95M · min. income ≈ HK$20,880/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,497
−HK$595/mo
▼ 0.25% · 3.875%
HK$9,792
−HK$300/mo
Today · 4.125%
HK$10,092
baseline
▲ 0.50% · 4.625%
HK$10,706
+HK$614/mo
Deposit HK$521K · loan HK$2.08M · min. income ≈ HK$20,184/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,565
−HK$571/mo
▼ 0.25% · 3.875%
HK$10,848
−HK$288/mo
Today · 4.125%
HK$11,136
baseline
▲ 0.50% · 4.625%
HK$11,723
+HK$587/mo
Deposit HK$521K · loan HK$2.08M · min. income ≈ HK$22,272/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,090
−HK$633/mo
▼ 0.25% · 3.875%
HK$10,404
−HK$319/mo
Today · 4.125%
HK$10,723
baseline
▲ 0.50% · 4.625%
HK$11,376
+HK$653/mo
Deposit HK$390K · loan HK$2.21M · min. income ≈ HK$21,446/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,225
−HK$607/mo
▼ 0.25% · 3.875%
HK$11,526
−HK$306/mo
Today · 4.125%
HK$11,832
baseline
▲ 0.50% · 4.625%
HK$12,456
+HK$624/mo
Deposit HK$390K · loan HK$2.21M · min. income ≈ HK$23,664/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,684
−HK$670/mo
▼ 0.25% · 3.875%
HK$11,016
−HK$338/mo
Today · 4.125%
HK$11,354
baseline
▲ 0.50% · 4.625%
HK$12,045
+HK$691/mo
Deposit HK$260K · loan HK$2.34M · min. income ≈ HK$22,708/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,886
−HK$642/mo
▼ 0.25% · 3.875%
HK$12,204
−HK$324/mo
Today · 4.125%
HK$12,528
baseline
▲ 0.50% · 4.625%
HK$13,188
+HK$660/mo
Deposit HK$260K · loan HK$2.34M · min. income ≈ HK$25,056/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).