▼ 0.50% · 3.625%
HK$6,834
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,046
−HK$216/mo
Today · 4.125%
HK$7,262
baseline
▲ 0.50% · 4.625%
HK$7,704
+HK$442/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$14,524/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,603
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,806
−HK$207/mo
Today · 4.125%
HK$8,013
baseline
▲ 0.50% · 4.625%
HK$8,436
+HK$423/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$16,026/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,517
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,751
−HK$238/mo
Today · 4.125%
HK$7,989
baseline
▲ 0.50% · 4.625%
HK$8,475
+HK$486/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$15,978/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,363
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,587
−HK$228/mo
Today · 4.125%
HK$8,815
baseline
▲ 0.50% · 4.625%
HK$9,279
+HK$464/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$17,630/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,201
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,456
−HK$259/mo
Today · 4.125%
HK$8,715
baseline
▲ 0.50% · 4.625%
HK$9,245
+HK$530/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$17,430/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,123
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,368
−HK$248/mo
Today · 4.125%
HK$9,616
baseline
▲ 0.50% · 4.625%
HK$10,123
+HK$507/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$19,232/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,884
−HK$557/mo
▼ 0.25% · 3.875%
HK$9,160
−HK$281/mo
Today · 4.125%
HK$9,441
baseline
▲ 0.50% · 4.625%
HK$10,016
+HK$575/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$18,882/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,883
−HK$534/mo
▼ 0.25% · 3.875%
HK$10,148
−HK$269/mo
Today · 4.125%
HK$10,417
baseline
▲ 0.50% · 4.625%
HK$10,966
+HK$549/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$20,834/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,567
−HK$600/mo
▼ 0.25% · 3.875%
HK$9,865
−HK$302/mo
Today · 4.125%
HK$10,167
baseline
▲ 0.50% · 4.625%
HK$10,786
+HK$619/mo
Deposit HK$899K · loan HK$2.10M · min. income ≈ HK$20,334/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,644
−HK$575/mo
▼ 0.25% · 3.875%
HK$10,929
−HK$290/mo
Today · 4.125%
HK$11,219
baseline
▲ 0.50% · 4.625%
HK$11,810
+HK$591/mo
Deposit HK$899K · loan HK$2.10M · min. income ≈ HK$22,438/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,251
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,570
−HK$324/mo
Today · 4.125%
HK$10,894
baseline
▲ 0.50% · 4.625%
HK$11,556
+HK$662/mo
Deposit HK$749K · loan HK$2.25M · min. income ≈ HK$21,788/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,404
−HK$616/mo
▼ 0.25% · 3.875%
HK$11,710
−HK$310/mo
Today · 4.125%
HK$12,020
baseline
▲ 0.50% · 4.625%
HK$12,654
+HK$634/mo
Deposit HK$749K · loan HK$2.25M · min. income ≈ HK$24,040/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,934
−HK$686/mo
▼ 0.25% · 3.875%
HK$11,274
−HK$346/mo
Today · 4.125%
HK$11,620
baseline
▲ 0.50% · 4.625%
HK$12,327
+HK$707/mo
Deposit HK$599K · loan HK$2.40M · min. income ≈ HK$23,240/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,164
−HK$657/mo
▼ 0.25% · 3.875%
HK$12,490
−HK$331/mo
Today · 4.125%
HK$12,821
baseline
▲ 0.50% · 4.625%
HK$13,497
+HK$676/mo
Deposit HK$599K · loan HK$2.40M · min. income ≈ HK$25,642/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,618
−HK$728/mo
▼ 0.25% · 3.875%
HK$11,979
−HK$367/mo
Today · 4.125%
HK$12,346
baseline
▲ 0.50% · 4.625%
HK$13,097
+HK$751/mo
Deposit HK$450K · loan HK$2.55M · min. income ≈ HK$24,692/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,924
−HK$699/mo
▼ 0.25% · 3.875%
HK$13,271
−HK$352/mo
Today · 4.125%
HK$13,623
baseline
▲ 0.50% · 4.625%
HK$14,341
+HK$718/mo
Deposit HK$450K · loan HK$2.55M · min. income ≈ HK$27,246/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,301
−HK$771/mo
▼ 0.25% · 3.875%
HK$12,684
−HK$388/mo
Today · 4.125%
HK$13,072
baseline
▲ 0.50% · 4.625%
HK$13,868
+HK$796/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$26,144/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,685
−HK$739/mo
▼ 0.25% · 3.875%
HK$14,052
−HK$372/mo
Today · 4.125%
HK$14,424
baseline
▲ 0.50% · 4.625%
HK$15,184
+HK$760/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$28,848/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).