▼ 0.50% · 3.625%
HK$18,380
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,952
−HK$580/mo
Today · 4.125%
HK$19,532
baseline
▲ 0.50% · 4.625%
HK$20,721
+HK$1,189/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,064/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,447
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$20,996
−HK$556/mo
Today · 4.125%
HK$21,552
baseline
▲ 0.50% · 4.625%
HK$22,688
+HK$1,136/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,104/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,218
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,847
−HK$639/mo
Today · 4.125%
HK$21,486
baseline
▲ 0.50% · 4.625%
HK$22,793
+HK$1,307/mo
Deposit HK$3.63M · loan HK$4.43M · min. income ≈ HK$42,972/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,492
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,095
−HK$612/mo
Today · 4.125%
HK$23,707
baseline
▲ 0.50% · 4.625%
HK$24,957
+HK$1,250/mo
Deposit HK$3.63M · loan HK$4.43M · min. income ≈ HK$47,414/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,056
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,742
−HK$697/mo
Today · 4.125%
HK$23,439
baseline
▲ 0.50% · 4.625%
HK$24,865
+HK$1,426/mo
Deposit HK$3.22M · loan HK$4.84M · min. income ≈ HK$46,878/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$241,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,537
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,195
−HK$667/mo
Today · 4.125%
HK$25,862
baseline
▲ 0.50% · 4.625%
HK$27,226
+HK$1,364/mo
Deposit HK$3.22M · loan HK$4.84M · min. income ≈ HK$51,724/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$241,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,894
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,637
−HK$755/mo
Today · 4.125%
HK$25,392
baseline
▲ 0.50% · 4.625%
HK$26,937
+HK$1,545/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$50,784/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,582
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,294
−HK$724/mo
Today · 4.125%
HK$28,018
baseline
▲ 0.50% · 4.625%
HK$29,495
+HK$1,477/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$56,036/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,732
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,532
−HK$813/mo
Today · 4.125%
HK$27,345
baseline
▲ 0.50% · 4.625%
HK$29,009
+HK$1,664/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$54,690/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,626
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,394
−HK$779/mo
Today · 4.125%
HK$30,173
baseline
▲ 0.50% · 4.625%
HK$31,763
+HK$1,590/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$60,346/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,570
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,427
−HK$872/mo
Today · 4.125%
HK$29,299
baseline
▲ 0.50% · 4.625%
HK$31,081
+HK$1,782/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$58,598/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,671
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,494
−HK$834/mo
Today · 4.125%
HK$32,328
baseline
▲ 0.50% · 4.625%
HK$34,032
+HK$1,704/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$64,656/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,408
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,322
−HK$930/mo
Today · 4.125%
HK$31,252
baseline
▲ 0.50% · 4.625%
HK$33,153
+HK$1,901/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$62,504/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,716
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,593
−HK$890/mo
Today · 4.125%
HK$34,483
baseline
▲ 0.50% · 4.625%
HK$36,301
+HK$1,818/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$68,966/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,246
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,218
−HK$987/mo
Today · 4.125%
HK$33,205
baseline
▲ 0.50% · 4.625%
HK$35,226
+HK$2,021/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$66,410/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,761
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,693
−HK$946/mo
Today · 4.125%
HK$36,639
baseline
▲ 0.50% · 4.625%
HK$38,570
+HK$1,931/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$73,278/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,084
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,113
−HK$1,045/mo
Today · 4.125%
HK$35,158
baseline
▲ 0.50% · 4.625%
HK$37,298
+HK$2,140/mo
Deposit HK$806K · loan HK$7.25M · min. income ≈ HK$70,316/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,805
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,792
−HK$1,002/mo
Today · 4.125%
HK$38,794
baseline
▲ 0.50% · 4.625%
HK$40,839
+HK$2,045/mo
Deposit HK$806K · loan HK$7.25M · min. income ≈ HK$77,588/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,813 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).