▼ 0.50% · 3.625%
HK$19,899
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,518
−HK$628/mo
Today · 4.125%
HK$21,146
baseline
▲ 0.50% · 4.625%
HK$22,433
+HK$1,287/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,292/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,137
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,731
−HK$602/mo
Today · 4.125%
HK$23,333
baseline
▲ 0.50% · 4.625%
HK$24,563
+HK$1,230/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,666/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,888
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,569
−HK$692/mo
Today · 4.125%
HK$23,261
baseline
▲ 0.50% · 4.625%
HK$24,676
+HK$1,415/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,522/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,351
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$25,004
−HK$662/mo
Today · 4.125%
HK$25,666
baseline
▲ 0.50% · 4.625%
HK$27,019
+HK$1,353/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,332/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,878
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,621
−HK$755/mo
Today · 4.125%
HK$25,376
baseline
▲ 0.50% · 4.625%
HK$26,920
+HK$1,544/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$50,752/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,564
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,277
−HK$723/mo
Today · 4.125%
HK$28,000
baseline
▲ 0.50% · 4.625%
HK$29,475
+HK$1,475/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$56,000/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,868
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,673
−HK$817/mo
Today · 4.125%
HK$27,490
baseline
▲ 0.50% · 4.625%
HK$29,163
+HK$1,673/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$54,980/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,778
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,550
−HK$783/mo
Today · 4.125%
HK$30,333
baseline
▲ 0.50% · 4.625%
HK$31,932
+HK$1,599/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$60,666/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,858
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,725
−HK$880/mo
Today · 4.125%
HK$29,605
baseline
▲ 0.50% · 4.625%
HK$31,406
+HK$1,801/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,210/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,992
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,823
−HK$843/mo
Today · 4.125%
HK$32,666
baseline
▲ 0.50% · 4.625%
HK$34,388
+HK$1,722/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,332/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,848
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,776
−HK$944/mo
Today · 4.125%
HK$31,720
baseline
▲ 0.50% · 4.625%
HK$33,650
+HK$1,930/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$63,440/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,205
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,096
−HK$903/mo
Today · 4.125%
HK$34,999
baseline
▲ 0.50% · 4.625%
HK$36,844
+HK$1,845/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$69,998/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,838
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,828
−HK$1,006/mo
Today · 4.125%
HK$33,834
baseline
▲ 0.50% · 4.625%
HK$35,893
+HK$2,059/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$67,668/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,419
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,369
−HK$964/mo
Today · 4.125%
HK$37,333
baseline
▲ 0.50% · 4.625%
HK$39,301
+HK$1,968/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$74,666/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,828
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,880
−HK$1,069/mo
Today · 4.125%
HK$35,949
baseline
▲ 0.50% · 4.625%
HK$38,136
+HK$2,187/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$71,898/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,633
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,642
−HK$1,024/mo
Today · 4.125%
HK$39,666
baseline
▲ 0.50% · 4.625%
HK$41,757
+HK$2,091/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$79,332/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,817
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,932
−HK$1,131/mo
Today · 4.125%
HK$38,063
baseline
▲ 0.50% · 4.625%
HK$40,380
+HK$2,317/mo
Deposit HK$873K · loan HK$7.85M · min. income ≈ HK$76,126/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,846
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,915
−HK$1,084/mo
Today · 4.125%
HK$41,999
baseline
▲ 0.50% · 4.625%
HK$44,213
+HK$2,214/mo
Deposit HK$873K · loan HK$7.85M · min. income ≈ HK$83,998/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,794 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).