▼ 0.50% · 3.625%
HK$19,716
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,329
−HK$623/mo
Today · 4.125%
HK$20,952
baseline
▲ 0.50% · 4.625%
HK$22,227
+HK$1,275/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,904/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,934
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,522
−HK$597/mo
Today · 4.125%
HK$23,119
baseline
▲ 0.50% · 4.625%
HK$24,337
+HK$1,218/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,238/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,687
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,362
−HK$685/mo
Today · 4.125%
HK$23,047
baseline
▲ 0.50% · 4.625%
HK$24,450
+HK$1,403/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$46,094/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,127
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,774
−HK$657/mo
Today · 4.125%
HK$25,431
baseline
▲ 0.50% · 4.625%
HK$26,771
+HK$1,340/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$50,862/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,659
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,395
−HK$748/mo
Today · 4.125%
HK$25,143
baseline
▲ 0.50% · 4.625%
HK$26,673
+HK$1,530/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,286/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,320
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,026
−HK$717/mo
Today · 4.125%
HK$27,743
baseline
▲ 0.50% · 4.625%
HK$29,205
+HK$1,462/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,486/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,631
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,428
−HK$810/mo
Today · 4.125%
HK$27,238
baseline
▲ 0.50% · 4.625%
HK$28,895
+HK$1,657/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$54,476/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,514
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,279
−HK$775/mo
Today · 4.125%
HK$30,054
baseline
▲ 0.50% · 4.625%
HK$31,639
+HK$1,585/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$60,108/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,602
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,461
−HK$872/mo
Today · 4.125%
HK$29,333
baseline
▲ 0.50% · 4.625%
HK$31,118
+HK$1,785/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$58,666/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,707
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,531
−HK$835/mo
Today · 4.125%
HK$32,366
baseline
▲ 0.50% · 4.625%
HK$34,072
+HK$1,706/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$64,732/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,574
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,494
−HK$934/mo
Today · 4.125%
HK$31,428
baseline
▲ 0.50% · 4.625%
HK$33,341
+HK$1,913/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$62,856/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,901
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,783
−HK$895/mo
Today · 4.125%
HK$34,678
baseline
▲ 0.50% · 4.625%
HK$36,506
+HK$1,828/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$69,356/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,545
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,527
−HK$997/mo
Today · 4.125%
HK$33,524
baseline
▲ 0.50% · 4.625%
HK$35,563
+HK$2,039/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$67,048/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,094
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,035
−HK$955/mo
Today · 4.125%
HK$36,990
baseline
▲ 0.50% · 4.625%
HK$38,940
+HK$1,950/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$73,980/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,517
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,560
−HK$1,059/mo
Today · 4.125%
HK$35,619
baseline
▲ 0.50% · 4.625%
HK$37,786
+HK$2,167/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$71,238/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,287
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,287
−HK$1,015/mo
Today · 4.125%
HK$39,302
baseline
▲ 0.50% · 4.625%
HK$41,374
+HK$2,072/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$78,604/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,489
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,593
−HK$1,121/mo
Today · 4.125%
HK$37,714
baseline
▲ 0.50% · 4.625%
HK$40,009
+HK$2,295/mo
Deposit HK$865K · loan HK$7.78M · min. income ≈ HK$75,428/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,481
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,540
−HK$1,074/mo
Today · 4.125%
HK$41,614
baseline
▲ 0.50% · 4.625%
HK$43,807
+HK$2,193/mo
Deposit HK$865K · loan HK$7.78M · min. income ≈ HK$83,228/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,391 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).