▼ 0.50% · 3.625%
HK$21,358
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,023
−HK$675/mo
Today · 4.125%
HK$22,698
baseline
▲ 0.50% · 4.625%
HK$24,079
+HK$1,381/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,396/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,761
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,398
−HK$647/mo
Today · 4.125%
HK$25,045
baseline
▲ 0.50% · 4.625%
HK$26,365
+HK$1,320/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,090/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,494
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,225
−HK$742/mo
Today · 4.125%
HK$24,967
baseline
▲ 0.50% · 4.625%
HK$26,487
+HK$1,520/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,934/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,137
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,838
−HK$711/mo
Today · 4.125%
HK$27,549
baseline
▲ 0.50% · 4.625%
HK$29,001
+HK$1,452/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,098/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,630
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,427
−HK$810/mo
Today · 4.125%
HK$27,237
baseline
▲ 0.50% · 4.625%
HK$28,894
+HK$1,657/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,474/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,513
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,278
−HK$776/mo
Today · 4.125%
HK$30,054
baseline
▲ 0.50% · 4.625%
HK$31,638
+HK$1,584/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,108/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,766
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,629
−HK$878/mo
Today · 4.125%
HK$29,507
baseline
▲ 0.50% · 4.625%
HK$31,302
+HK$1,795/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$59,014/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,889
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,718
−HK$840/mo
Today · 4.125%
HK$32,558
baseline
▲ 0.50% · 4.625%
HK$34,274
+HK$1,716/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$65,116/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,902
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,832
−HK$945/mo
Today · 4.125%
HK$31,777
baseline
▲ 0.50% · 4.625%
HK$33,710
+HK$1,933/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$63,554/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,265
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,157
−HK$905/mo
Today · 4.125%
HK$35,062
baseline
▲ 0.50% · 4.625%
HK$36,911
+HK$1,849/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$70,124/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,037
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,034
−HK$1,012/mo
Today · 4.125%
HK$34,046
baseline
▲ 0.50% · 4.625%
HK$36,118
+HK$2,072/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,092/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,641
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,597
−HK$970/mo
Today · 4.125%
HK$37,567
baseline
▲ 0.50% · 4.625%
HK$39,547
+HK$1,980/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,134/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,173
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,236
−HK$1,080/mo
Today · 4.125%
HK$36,316
baseline
▲ 0.50% · 4.625%
HK$38,526
+HK$2,210/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,632/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,017
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,037
−HK$1,034/mo
Today · 4.125%
HK$40,071
baseline
▲ 0.50% · 4.625%
HK$42,184
+HK$2,113/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,142/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,309
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,439
−HK$1,147/mo
Today · 4.125%
HK$38,586
baseline
▲ 0.50% · 4.625%
HK$40,934
+HK$2,348/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$77,172/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,393
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,477
−HK$1,099/mo
Today · 4.125%
HK$42,576
baseline
▲ 0.50% · 4.625%
HK$44,820
+HK$2,244/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$85,152/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,445
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,641
−HK$1,215/mo
Today · 4.125%
HK$40,856
baseline
▲ 0.50% · 4.625%
HK$43,342
+HK$2,486/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$81,712/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,770
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,917
−HK$1,163/mo
Today · 4.125%
HK$45,080
baseline
▲ 0.50% · 4.625%
HK$47,457
+HK$2,377/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$90,160/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,662 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).