▼ 0.50% · 3.625%
HK$19,476
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,082
−HK$615/mo
Today · 4.125%
HK$20,697
baseline
▲ 0.50% · 4.625%
HK$21,957
+HK$1,260/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,394/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,667
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,248
−HK$589/mo
Today · 4.125%
HK$22,837
baseline
▲ 0.50% · 4.625%
HK$24,041
+HK$1,204/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,674/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,424
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,090
−HK$677/mo
Today · 4.125%
HK$22,767
baseline
▲ 0.50% · 4.625%
HK$24,152
+HK$1,385/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$45,534/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,834
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,473
−HK$648/mo
Today · 4.125%
HK$25,121
baseline
▲ 0.50% · 4.625%
HK$26,445
+HK$1,324/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$50,242/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,371
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,098
−HK$739/mo
Today · 4.125%
HK$24,837
baseline
▲ 0.50% · 4.625%
HK$26,348
+HK$1,511/mo
Deposit HK$3.42M · loan HK$5.12M · min. income ≈ HK$49,674/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,000
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,698
−HK$707/mo
Today · 4.125%
HK$27,405
baseline
▲ 0.50% · 4.625%
HK$28,850
+HK$1,445/mo
Deposit HK$3.42M · loan HK$5.12M · min. income ≈ HK$54,810/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,319
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,106
−HK$801/mo
Today · 4.125%
HK$26,907
baseline
▲ 0.50% · 4.625%
HK$28,544
+HK$1,637/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,814/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,167
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,922
−HK$767/mo
Today · 4.125%
HK$29,689
baseline
▲ 0.50% · 4.625%
HK$31,254
+HK$1,565/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,378/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,266
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,115
−HK$861/mo
Today · 4.125%
HK$28,976
baseline
▲ 0.50% · 4.625%
HK$30,739
+HK$1,763/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,952/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,334
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,147
−HK$825/mo
Today · 4.125%
HK$31,972
baseline
▲ 0.50% · 4.625%
HK$33,658
+HK$1,686/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,944/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,214
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,123
−HK$923/mo
Today · 4.125%
HK$31,046
baseline
▲ 0.50% · 4.625%
HK$32,935
+HK$1,889/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$62,092/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,500
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,372
−HK$884/mo
Today · 4.125%
HK$34,256
baseline
▲ 0.50% · 4.625%
HK$36,062
+HK$1,806/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$68,512/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,162
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,131
−HK$985/mo
Today · 4.125%
HK$33,116
baseline
▲ 0.50% · 4.625%
HK$35,131
+HK$2,015/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,232/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,667
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,597
−HK$943/mo
Today · 4.125%
HK$36,540
baseline
▲ 0.50% · 4.625%
HK$38,466
+HK$1,926/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,080/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,109
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,139
−HK$1,047/mo
Today · 4.125%
HK$35,186
baseline
▲ 0.50% · 4.625%
HK$37,326
+HK$2,140/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,372/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,834
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,822
−HK$1,002/mo
Today · 4.125%
HK$38,824
baseline
▲ 0.50% · 4.625%
HK$40,870
+HK$2,046/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,648/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,057
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,147
−HK$1,108/mo
Today · 4.125%
HK$37,255
baseline
▲ 0.50% · 4.625%
HK$39,522
+HK$2,267/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$74,510/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,000
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,046
−HK$1,061/mo
Today · 4.125%
HK$41,107
baseline
▲ 0.50% · 4.625%
HK$43,274
+HK$2,167/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$82,214/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,235 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).