▼ 0.50% · 3.625%
HK$19,316
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,917
−HK$611/mo
Today · 4.125%
HK$20,528
baseline
▲ 0.50% · 4.625%
HK$21,777
+HK$1,249/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,056/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,489
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,066
−HK$584/mo
Today · 4.125%
HK$22,650
baseline
▲ 0.50% · 4.625%
HK$23,844
+HK$1,194/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,300/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,248
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,909
−HK$672/mo
Today · 4.125%
HK$22,581
baseline
▲ 0.50% · 4.625%
HK$23,955
+HK$1,374/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$45,162/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,638
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,272
−HK$643/mo
Today · 4.125%
HK$24,915
baseline
▲ 0.50% · 4.625%
HK$26,229
+HK$1,314/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$49,830/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,180
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,901
−HK$732/mo
Today · 4.125%
HK$24,633
baseline
▲ 0.50% · 4.625%
HK$26,132
+HK$1,499/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$49,266/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,787
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,479
−HK$701/mo
Today · 4.125%
HK$27,180
baseline
▲ 0.50% · 4.625%
HK$28,613
+HK$1,433/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$54,360/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,111
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,892
−HK$794/mo
Today · 4.125%
HK$26,686
baseline
▲ 0.50% · 4.625%
HK$28,310
+HK$1,624/mo
Deposit HK$2.96M · loan HK$5.51M · min. income ≈ HK$53,372/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,936
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,685
−HK$760/mo
Today · 4.125%
HK$29,445
baseline
▲ 0.50% · 4.625%
HK$30,998
+HK$1,553/mo
Deposit HK$2.96M · loan HK$5.51M · min. income ≈ HK$58,890/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,043
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,884
−HK$855/mo
Today · 4.125%
HK$28,739
baseline
▲ 0.50% · 4.625%
HK$30,488
+HK$1,749/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,478/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,085
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,892
−HK$819/mo
Today · 4.125%
HK$31,711
baseline
▲ 0.50% · 4.625%
HK$33,382
+HK$1,671/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,422/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,975
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,876
−HK$916/mo
Today · 4.125%
HK$30,792
baseline
▲ 0.50% · 4.625%
HK$32,665
+HK$1,873/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,584/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,234
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,099
−HK$877/mo
Today · 4.125%
HK$33,976
baseline
▲ 0.50% · 4.625%
HK$35,766
+HK$1,790/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,952/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,906
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,868
−HK$976/mo
Today · 4.125%
HK$32,844
baseline
▲ 0.50% · 4.625%
HK$34,843
+HK$1,999/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$65,688/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,383
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,305
−HK$936/mo
Today · 4.125%
HK$36,241
baseline
▲ 0.50% · 4.625%
HK$38,151
+HK$1,910/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$72,482/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,838
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,859
−HK$1,038/mo
Today · 4.125%
HK$34,897
baseline
▲ 0.50% · 4.625%
HK$37,021
+HK$2,124/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$69,794/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$254,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,532
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,512
−HK$994/mo
Today · 4.125%
HK$38,506
baseline
▲ 0.50% · 4.625%
HK$40,535
+HK$2,029/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$77,012/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$254,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,770
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,851
−HK$1,099/mo
Today · 4.125%
HK$36,950
baseline
▲ 0.50% · 4.625%
HK$39,198
+HK$2,248/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$73,900/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,681
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,718
−HK$1,053/mo
Today · 4.125%
HK$40,771
baseline
▲ 0.50% · 4.625%
HK$42,920
+HK$2,149/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$81,542/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,136 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).