▼ 0.50% · 3.625%
HK$19,112
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,707
−HK$604/mo
Today · 4.125%
HK$20,311
baseline
▲ 0.50% · 4.625%
HK$21,547
+HK$1,236/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,622/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,262
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,833
−HK$578/mo
Today · 4.125%
HK$22,411
baseline
▲ 0.50% · 4.625%
HK$23,592
+HK$1,181/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,822/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,024
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,678
−HK$664/mo
Today · 4.125%
HK$22,342
baseline
▲ 0.50% · 4.625%
HK$23,701
+HK$1,359/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$44,684/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,389
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,016
−HK$636/mo
Today · 4.125%
HK$24,652
baseline
▲ 0.50% · 4.625%
HK$25,952
+HK$1,300/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$49,304/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,935
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,648
−HK$725/mo
Today · 4.125%
HK$24,373
baseline
▲ 0.50% · 4.625%
HK$25,856
+HK$1,483/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$48,746/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,515
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,199
−HK$694/mo
Today · 4.125%
HK$26,893
baseline
▲ 0.50% · 4.625%
HK$28,311
+HK$1,418/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$53,786/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,846
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,619
−HK$785/mo
Today · 4.125%
HK$26,404
baseline
▲ 0.50% · 4.625%
HK$28,011
+HK$1,607/mo
Deposit HK$2.93M · loan HK$5.45M · min. income ≈ HK$52,808/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,641
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,382
−HK$752/mo
Today · 4.125%
HK$29,134
baseline
▲ 0.50% · 4.625%
HK$30,670
+HK$1,536/mo
Deposit HK$2.93M · loan HK$5.45M · min. income ≈ HK$58,268/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,757
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,590
−HK$845/mo
Today · 4.125%
HK$28,435
baseline
▲ 0.50% · 4.625%
HK$30,165
+HK$1,730/mo
Deposit HK$2.51M · loan HK$5.87M · min. income ≈ HK$56,870/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,767
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,566
−HK$809/mo
Today · 4.125%
HK$31,375
baseline
▲ 0.50% · 4.625%
HK$33,029
+HK$1,654/mo
Deposit HK$2.51M · loan HK$5.87M · min. income ≈ HK$62,750/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,669
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,560
−HK$906/mo
Today · 4.125%
HK$30,466
baseline
▲ 0.50% · 4.625%
HK$32,320
+HK$1,854/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$60,932/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,893
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,749
−HK$868/mo
Today · 4.125%
HK$33,617
baseline
▲ 0.50% · 4.625%
HK$35,388
+HK$1,771/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$67,234/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,580
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,531
−HK$966/mo
Today · 4.125%
HK$32,497
baseline
▲ 0.50% · 4.625%
HK$34,475
+HK$1,978/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$64,994/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,020
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,932
−HK$926/mo
Today · 4.125%
HK$35,858
baseline
▲ 0.50% · 4.625%
HK$37,748
+HK$1,890/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$71,716/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,491
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,502
−HK$1,026/mo
Today · 4.125%
HK$34,528
baseline
▲ 0.50% · 4.625%
HK$36,629
+HK$2,101/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$69,056/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,146
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,115
−HK$984/mo
Today · 4.125%
HK$38,099
baseline
▲ 0.50% · 4.625%
HK$40,107
+HK$2,008/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$76,198/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,402
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,472
−HK$1,088/mo
Today · 4.125%
HK$36,560
baseline
▲ 0.50% · 4.625%
HK$38,784
+HK$2,224/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$73,120/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,272
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,299
−HK$1,041/mo
Today · 4.125%
HK$40,340
baseline
▲ 0.50% · 4.625%
HK$42,466
+HK$2,126/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$80,680/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,450 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).