▼ 0.50% · 3.625%
HK$20,691
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,334
−HK$654/mo
Today · 4.125%
HK$21,988
baseline
▲ 0.50% · 4.625%
HK$23,326
+HK$1,338/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$43,976/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$277,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,018
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,636
−HK$626/mo
Today · 4.125%
HK$24,262
baseline
▲ 0.50% · 4.625%
HK$25,541
+HK$1,279/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,524/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$277,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,760
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,468
−HK$719/mo
Today · 4.125%
HK$24,187
baseline
▲ 0.50% · 4.625%
HK$25,659
+HK$1,472/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,374/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,320
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,999
−HK$689/mo
Today · 4.125%
HK$26,688
baseline
▲ 0.50% · 4.625%
HK$28,095
+HK$1,407/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,376/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,829
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,601
−HK$785/mo
Today · 4.125%
HK$26,386
baseline
▲ 0.50% · 4.625%
HK$27,991
+HK$1,605/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,772/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,622
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,363
−HK$751/mo
Today · 4.125%
HK$29,114
baseline
▲ 0.50% · 4.625%
HK$30,649
+HK$1,535/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,228/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,898
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,735
−HK$850/mo
Today · 4.125%
HK$28,585
baseline
▲ 0.50% · 4.625%
HK$30,324
+HK$1,739/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,170/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,924
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,726
−HK$814/mo
Today · 4.125%
HK$31,540
baseline
▲ 0.50% · 4.625%
HK$33,203
+HK$1,663/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,080/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,967
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,868
−HK$916/mo
Today · 4.125%
HK$30,784
baseline
▲ 0.50% · 4.625%
HK$32,657
+HK$1,873/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,568/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,226
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,090
−HK$877/mo
Today · 4.125%
HK$33,967
baseline
▲ 0.50% · 4.625%
HK$35,757
+HK$1,790/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,934/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,036
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,002
−HK$980/mo
Today · 4.125%
HK$32,982
baseline
▲ 0.50% · 4.625%
HK$34,989
+HK$2,007/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$65,964/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,527
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,453
−HK$940/mo
Today · 4.125%
HK$36,393
baseline
▲ 0.50% · 4.625%
HK$38,311
+HK$1,918/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,786/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,105
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,135
−HK$1,046/mo
Today · 4.125%
HK$35,181
baseline
▲ 0.50% · 4.625%
HK$37,322
+HK$2,141/mo
Deposit HK$1.81M · loan HK$7.26M · min. income ≈ HK$70,362/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,829
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,817
−HK$1,002/mo
Today · 4.125%
HK$38,819
baseline
▲ 0.50% · 4.625%
HK$40,865
+HK$2,046/mo
Deposit HK$1.81M · loan HK$7.26M · min. income ≈ HK$77,638/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,174
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,268
−HK$1,112/mo
Today · 4.125%
HK$37,380
baseline
▲ 0.50% · 4.625%
HK$39,655
+HK$2,275/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,760/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,131
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,181
−HK$1,064/mo
Today · 4.125%
HK$41,245
baseline
▲ 0.50% · 4.625%
HK$43,419
+HK$2,174/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,490/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,243
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,402
−HK$1,177/mo
Today · 4.125%
HK$39,579
baseline
▲ 0.50% · 4.625%
HK$41,987
+HK$2,408/mo
Deposit HK$907K · loan HK$8.17M · min. income ≈ HK$79,158/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$277,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,433
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,544
−HK$1,127/mo
Today · 4.125%
HK$43,671
baseline
▲ 0.50% · 4.625%
HK$45,973
+HK$2,302/mo
Deposit HK$907K · loan HK$8.17M · min. income ≈ HK$87,342/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$277,388 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).