Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$4.19M
≈ HK$15,068 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$419K, with repayments around HK$18,271/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$17,193
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$17,728
−HK$543/mo
Today · 4.125%
HK$18,271
baseline
▲ 0.50% · 4.625%
HK$19,383
+HK$1,112/mo

Deposit HK$419K · loan HK$3.77M · min. income ≈ HK$36,542/mo (50% DSR)

Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$37,865 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
1/F
Flat
B
Saleable Area
278 ft²
Gross Area
407 ft²
Efficiency
68%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2022-03-11 HK$5.35M +15.8%
5.3y
2016-11-16 HK$4.62M +77.7%
7.1y
2009-10-21 HK$2.60M +75.7%
2.5y
2007-05-14 HK$1.48M +5.7%
6.1y
2007-04-18 HK$1.40M +40.0%
6.0y
2001-04-28 HK$1.00M −54.5%
3.8y
1997-06-24 HK$2.20M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 6 min walk · 415 m
Education
44
schools within 1 km (15 within 500 m)
Daily convenience
44
within 1 km (19 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
39
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Other appraised units in this building