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At today's rate and a 90% mortgage, the deposit on this unit is about HK$446K, with repayments around HK$19,451/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$446K · loan HK$4.01M · min. income ≈ HK$38,902/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$66,891 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- A
- Saleable Area
- 278 Saleable ft²
- Gross Area
- 407 ft²
- Efficiency
- 68%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-27 | HK$4.24M | −21.9% 4.0y · −6.0%/yr |
| 2022-02-24 | HK$5.43M | +42.5% 9.8y · 4.0%/yr |
| 2012-05-24 | HK$3.81M | +14.8% |
| 2011-01-20 | HK$3.32M | +0.0% |
| 2011-01-12 | HK$3.32M | +25.3% |
| 2010-04-07 | HK$2.65M | — |