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At today's rate and a 90% mortgage, the deposit on this unit is about HK$431K, with repayments around HK$18,809/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$431K · loan HK$3.88M · min. income ≈ HK$37,618/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$62,529 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- A
- Saleable Area
- 278 Saleable ft²
- Gross Area
- 407 ft²
- Efficiency
- 68%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-08 | HK$6.18M | +17.3% 4.2y · 4.0%/yr |
| 2017-07-26 | HK$5.27M | +26.9% 4.6y · 6.0%/yr |
| 2012-12-14 | HK$4.15M | +88.6% |
| 2008-05-05 | HK$2.20M | +11.7% |
| 2008-02-15 | HK$1.97M | +87.6% |
| 2002-10-11 | HK$1.05M | −30.0% |
| 1998-12-17 | HK$1.50M | −17.6% |
| 1996-08-07 | HK$1.82M | — |