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At today's rate and a 90% mortgage, the deposit on this unit is about HK$480K, with repayments around HK$20,936/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$41,872/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$97,482 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- C
- Saleable Area
- 313 Saleable ft²
- Gross Area
- 466 ft²
- Efficiency
- 67%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-13 | HK$4.69M | +10.6% 0.2y |
| 2025-07-08 | HK$4.24M | +9.3% 14.1y · 1.0%/yr |
| 2011-05-23 | HK$3.88M | +40.1% |
| 2009-12-30 | HK$2.77M | +37.1% |
| 2006-12-22 | HK$2.02M | +13.5% |
| 2005-10-31 | HK$1.78M | +12.7% |
| 2004-12-24 | HK$1.58M | +18.8% |
| 2002-08-22 | HK$1.33M | −19.4% |
| 1999-11-01 | HK$1.65M | −1.8% |
| 1998-11-28 | HK$1.68M | −15.6% |
| 1995-11-13 | HK$1.99M | — |