15/F D
in TAIKOO SHING KAO SHAN TERRACE (T-12) HENG SHAN MANSION
Eastern District · Hong Kong Island
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$929K, with repayments around HK$40,532/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$81,064/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,236 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Koo Station Station.
Family-friendly — 68 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 70 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- D
- Saleable Area
- 593 Saleable ft²
- Gross Area
- 691 ft²
- Efficiency
- 86%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-11-26 | HK$10.78M | +47.7% 3.5y · 14.0%/yr |
| 2016-05-27 | HK$7.30M | +35.7% 5.9y · 6.0%/yr |
| 2010-07-21 | HK$5.38M | +50.3% |
| 2008-12-29 | HK$3.58M | +8.8% |
| 2006-05-04 | HK$3.29M | +4.1% |
| 1996-02-03 | HK$3.16M | — |