▼ 0.50% · 3.625%
HK$22,089
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,776
−HK$698/mo
Today · 4.125%
HK$23,474
baseline
▲ 0.50% · 4.625%
HK$24,902
+HK$1,428/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,948/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,574
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,233
−HK$668/mo
Today · 4.125%
HK$25,901
baseline
▲ 0.50% · 4.625%
HK$27,267
+HK$1,366/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,802/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,298
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,054
−HK$768/mo
Today · 4.125%
HK$25,822
baseline
▲ 0.50% · 4.625%
HK$27,393
+HK$1,571/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,644/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$338,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,031
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,756
−HK$736/mo
Today · 4.125%
HK$28,492
baseline
▲ 0.50% · 4.625%
HK$29,993
+HK$1,501/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$56,984/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$338,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,507
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,331
−HK$838/mo
Today · 4.125%
HK$28,169
baseline
▲ 0.50% · 4.625%
HK$29,883
+HK$1,714/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$56,338/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,488
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,279
−HK$803/mo
Today · 4.125%
HK$31,082
baseline
▲ 0.50% · 4.625%
HK$32,720
+HK$1,638/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$62,164/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,716
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,609
−HK$907/mo
Today · 4.125%
HK$30,516
baseline
▲ 0.50% · 4.625%
HK$32,373
+HK$1,857/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,032/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,946
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,803
−HK$869/mo
Today · 4.125%
HK$33,672
baseline
▲ 0.50% · 4.625%
HK$35,447
+HK$1,775/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,344/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,925
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,886
−HK$978/mo
Today · 4.125%
HK$32,864
baseline
▲ 0.50% · 4.625%
HK$34,863
+HK$1,999/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$65,728/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,403
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,326
−HK$936/mo
Today · 4.125%
HK$36,262
baseline
▲ 0.50% · 4.625%
HK$38,173
+HK$1,911/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$72,524/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,133
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,164
−HK$1,047/mo
Today · 4.125%
HK$35,211
baseline
▲ 0.50% · 4.625%
HK$37,354
+HK$2,143/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$70,422/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,861
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,849
−HK$1,003/mo
Today · 4.125%
HK$38,852
baseline
▲ 0.50% · 4.625%
HK$40,900
+HK$2,048/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$77,704/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,342
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,442
−HK$1,117/mo
Today · 4.125%
HK$37,559
baseline
▲ 0.50% · 4.625%
HK$39,844
+HK$2,285/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$75,118/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$338,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,318
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,372
−HK$1,070/mo
Today · 4.125%
HK$41,442
baseline
▲ 0.50% · 4.625%
HK$43,627
+HK$2,185/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$82,884/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$338,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,551
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,719
−HK$1,187/mo
Today · 4.125%
HK$39,906
baseline
▲ 0.50% · 4.625%
HK$42,334
+HK$2,428/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$79,812/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,775
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,896
−HK$1,136/mo
Today · 4.125%
HK$44,032
baseline
▲ 0.50% · 4.625%
HK$46,353
+HK$2,321/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$88,064/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,760
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,997
−HK$1,256/mo
Today · 4.125%
HK$42,253
baseline
▲ 0.50% · 4.625%
HK$44,824
+HK$2,571/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$84,506/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,233
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,419
−HK$1,204/mo
Today · 4.125%
HK$46,623
baseline
▲ 0.50% · 4.625%
HK$49,080
+HK$2,457/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$93,246/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,706 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).