▼ 0.50% · 3.625%
HK$20,048
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,671
−HK$634/mo
Today · 4.125%
HK$21,305
baseline
▲ 0.50% · 4.625%
HK$22,601
+HK$1,296/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,610/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,303
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,901
−HK$607/mo
Today · 4.125%
HK$23,508
baseline
▲ 0.50% · 4.625%
HK$24,747
+HK$1,239/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,016/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,052
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,738
−HK$697/mo
Today · 4.125%
HK$23,435
baseline
▲ 0.50% · 4.625%
HK$24,861
+HK$1,426/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,870/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,533
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,191
−HK$668/mo
Today · 4.125%
HK$25,859
baseline
▲ 0.50% · 4.625%
HK$27,222
+HK$1,363/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,718/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,057
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,805
−HK$761/mo
Today · 4.125%
HK$25,566
baseline
▲ 0.50% · 4.625%
HK$27,121
+HK$1,555/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,132/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,763
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,481
−HK$728/mo
Today · 4.125%
HK$28,209
baseline
▲ 0.50% · 4.625%
HK$29,696
+HK$1,487/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,418/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,062
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,873
−HK$823/mo
Today · 4.125%
HK$27,696
baseline
▲ 0.50% · 4.625%
HK$29,382
+HK$1,686/mo
Deposit HK$3.08M · loan HK$5.71M · min. income ≈ HK$55,392/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,994
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,771
−HK$789/mo
Today · 4.125%
HK$30,560
baseline
▲ 0.50% · 4.625%
HK$32,171
+HK$1,611/mo
Deposit HK$3.08M · loan HK$5.71M · min. income ≈ HK$61,120/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,067
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,940
−HK$887/mo
Today · 4.125%
HK$29,827
baseline
▲ 0.50% · 4.625%
HK$31,642
+HK$1,815/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$59,654/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,224
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,061
−HK$850/mo
Today · 4.125%
HK$32,911
baseline
▲ 0.50% · 4.625%
HK$34,646
+HK$1,735/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$65,822/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,071
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,007
−HK$950/mo
Today · 4.125%
HK$31,957
baseline
▲ 0.50% · 4.625%
HK$33,902
+HK$1,945/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$63,914/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,454
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,351
−HK$911/mo
Today · 4.125%
HK$35,262
baseline
▲ 0.50% · 4.625%
HK$37,120
+HK$1,858/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$70,524/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,076
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,074
−HK$1,014/mo
Today · 4.125%
HK$34,088
baseline
▲ 0.50% · 4.625%
HK$36,162
+HK$2,074/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$68,176/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,684
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,642
−HK$970/mo
Today · 4.125%
HK$37,612
baseline
▲ 0.50% · 4.625%
HK$39,595
+HK$1,983/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$75,224/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,081
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,141
−HK$1,077/mo
Today · 4.125%
HK$36,218
baseline
▲ 0.50% · 4.625%
HK$38,422
+HK$2,204/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$72,436/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,915
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,932
−HK$1,031/mo
Today · 4.125%
HK$39,963
baseline
▲ 0.50% · 4.625%
HK$42,070
+HK$2,107/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$79,926/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,086
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,208
−HK$1,141/mo
Today · 4.125%
HK$38,349
baseline
▲ 0.50% · 4.625%
HK$40,682
+HK$2,333/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$76,698/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,145
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,222
−HK$1,092/mo
Today · 4.125%
HK$42,314
baseline
▲ 0.50% · 4.625%
HK$44,544
+HK$2,230/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$84,628/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,756 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).