▼ 0.50% · 3.625%
HK$20,412
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,047
−HK$645/mo
Today · 4.125%
HK$21,692
baseline
▲ 0.50% · 4.625%
HK$23,012
+HK$1,320/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,384/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,708
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,317
−HK$618/mo
Today · 4.125%
HK$23,935
baseline
▲ 0.50% · 4.625%
HK$25,197
+HK$1,262/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,870/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,453
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,152
−HK$710/mo
Today · 4.125%
HK$23,862
baseline
▲ 0.50% · 4.625%
HK$25,313
+HK$1,451/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$47,724/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,979
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,649
−HK$680/mo
Today · 4.125%
HK$26,329
baseline
▲ 0.50% · 4.625%
HK$27,717
+HK$1,388/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$52,658/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,495
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,257
−HK$774/mo
Today · 4.125%
HK$26,031
baseline
▲ 0.50% · 4.625%
HK$27,615
+HK$1,584/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,062/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,250
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,981
−HK$741/mo
Today · 4.125%
HK$28,722
baseline
▲ 0.50% · 4.625%
HK$30,236
+HK$1,514/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,444/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,536
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,361
−HK$839/mo
Today · 4.125%
HK$28,200
baseline
▲ 0.50% · 4.625%
HK$29,916
+HK$1,716/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$56,400/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,521
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,313
−HK$803/mo
Today · 4.125%
HK$31,116
baseline
▲ 0.50% · 4.625%
HK$32,756
+HK$1,640/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$62,232/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,577
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,466
−HK$903/mo
Today · 4.125%
HK$30,369
baseline
▲ 0.50% · 4.625%
HK$32,217
+HK$1,848/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,738/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,792
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,644
−HK$865/mo
Today · 4.125%
HK$33,509
baseline
▲ 0.50% · 4.625%
HK$35,276
+HK$1,767/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,018/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,618
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,571
−HK$967/mo
Today · 4.125%
HK$32,538
baseline
▲ 0.50% · 4.625%
HK$34,518
+HK$1,980/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$65,076/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,063
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,976
−HK$927/mo
Today · 4.125%
HK$35,903
baseline
▲ 0.50% · 4.625%
HK$37,795
+HK$1,892/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,806/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,660
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,676
−HK$1,032/mo
Today · 4.125%
HK$34,708
baseline
▲ 0.50% · 4.625%
HK$36,820
+HK$2,112/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$69,416/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,333
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,308
−HK$988/mo
Today · 4.125%
HK$38,296
baseline
▲ 0.50% · 4.625%
HK$40,315
+HK$2,019/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$76,592/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,701
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,780
−HK$1,097/mo
Today · 4.125%
HK$36,877
baseline
▲ 0.50% · 4.625%
HK$39,121
+HK$2,244/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$73,754/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,604
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,640
−HK$1,050/mo
Today · 4.125%
HK$40,690
baseline
▲ 0.50% · 4.625%
HK$42,835
+HK$2,145/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$81,380/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,742
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,885
−HK$1,161/mo
Today · 4.125%
HK$39,046
baseline
▲ 0.50% · 4.625%
HK$41,422
+HK$2,376/mo
Deposit HK$895K · loan HK$8.06M · min. income ≈ HK$78,092/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,875
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,971
−HK$1,113/mo
Today · 4.125%
HK$43,084
baseline
▲ 0.50% · 4.625%
HK$45,355
+HK$2,271/mo
Deposit HK$895K · loan HK$8.06M · min. income ≈ HK$86,168/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,553 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).