▼ 0.50% · 3.625%
HK$5,908
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,091
−HK$187/mo
Today · 4.125%
HK$6,278
baseline
▲ 0.50% · 4.625%
HK$6,660
+HK$382/mo
Deposit HK$1.30M · loan HK$1.30M · min. income ≈ HK$12,556/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,572
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,748
−HK$179/mo
Today · 4.125%
HK$6,927
baseline
▲ 0.50% · 4.625%
HK$7,292
+HK$365/mo
Deposit HK$1.30M · loan HK$1.30M · min. income ≈ HK$13,854/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,498
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,700
−HK$206/mo
Today · 4.125%
HK$6,906
baseline
▲ 0.50% · 4.625%
HK$7,326
+HK$420/mo
Deposit HK$1.17M · loan HK$1.42M · min. income ≈ HK$13,812/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,229
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,423
−HK$197/mo
Today · 4.125%
HK$7,620
baseline
▲ 0.50% · 4.625%
HK$8,022
+HK$402/mo
Deposit HK$1.17M · loan HK$1.42M · min. income ≈ HK$15,240/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,089
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,310
−HK$224/mo
Today · 4.125%
HK$7,534
baseline
▲ 0.50% · 4.625%
HK$7,992
+HK$458/mo
Deposit HK$1.04M · loan HK$1.55M · min. income ≈ HK$15,068/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,887
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,098
−HK$215/mo
Today · 4.125%
HK$8,313
baseline
▲ 0.50% · 4.625%
HK$8,751
+HK$438/mo
Deposit HK$1.04M · loan HK$1.55M · min. income ≈ HK$16,626/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,680
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,919
−HK$242/mo
Today · 4.125%
HK$8,161
baseline
▲ 0.50% · 4.625%
HK$8,658
+HK$497/mo
Deposit HK$907K · loan HK$1.68M · min. income ≈ HK$16,322/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,544
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,773
−HK$232/mo
Today · 4.125%
HK$9,005
baseline
▲ 0.50% · 4.625%
HK$9,480
+HK$475/mo
Deposit HK$907K · loan HK$1.68M · min. income ≈ HK$18,010/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,271
−HK$518/mo
▼ 0.25% · 3.875%
HK$8,528
−HK$261/mo
Today · 4.125%
HK$8,789
baseline
▲ 0.50% · 4.625%
HK$9,324
+HK$535/mo
Deposit HK$777K · loan HK$1.81M · min. income ≈ HK$17,578/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,201
−HK$497/mo
▼ 0.25% · 3.875%
HK$9,448
−HK$250/mo
Today · 4.125%
HK$9,698
baseline
▲ 0.50% · 4.625%
HK$10,209
+HK$511/mo
Deposit HK$777K · loan HK$1.81M · min. income ≈ HK$19,396/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,861
−HK$556/mo
▼ 0.25% · 3.875%
HK$9,137
−HK$280/mo
Today · 4.125%
HK$9,417
baseline
▲ 0.50% · 4.625%
HK$9,990
+HK$573/mo
Deposit HK$648K · loan HK$1.94M · min. income ≈ HK$18,834/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,858
−HK$533/mo
▼ 0.25% · 3.875%
HK$10,123
−HK$268/mo
Today · 4.125%
HK$10,391
baseline
▲ 0.50% · 4.625%
HK$10,939
+HK$548/mo
Deposit HK$648K · loan HK$1.94M · min. income ≈ HK$20,782/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,452
−HK$593/mo
▼ 0.25% · 3.875%
HK$9,746
−HK$299/mo
Today · 4.125%
HK$10,045
baseline
▲ 0.50% · 4.625%
HK$10,656
+HK$611/mo
Deposit HK$518K · loan HK$2.07M · min. income ≈ HK$20,090/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,515
−HK$569/mo
▼ 0.25% · 3.875%
HK$10,797
−HK$287/mo
Today · 4.125%
HK$11,084
baseline
▲ 0.50% · 4.625%
HK$11,668
+HK$584/mo
Deposit HK$518K · loan HK$2.07M · min. income ≈ HK$22,168/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,043
−HK$630/mo
▼ 0.25% · 3.875%
HK$10,355
−HK$318/mo
Today · 4.125%
HK$10,673
baseline
▲ 0.50% · 4.625%
HK$11,322
+HK$649/mo
Deposit HK$389K · loan HK$2.20M · min. income ≈ HK$21,346/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,173
−HK$603/mo
▼ 0.25% · 3.875%
HK$11,472
−HK$304/mo
Today · 4.125%
HK$11,776
baseline
▲ 0.50% · 4.625%
HK$12,397
+HK$621/mo
Deposit HK$389K · loan HK$2.20M · min. income ≈ HK$23,552/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,634
−HK$667/mo
▼ 0.25% · 3.875%
HK$10,964
−HK$337/mo
Today · 4.125%
HK$11,301
baseline
▲ 0.50% · 4.625%
HK$11,988
+HK$687/mo
Deposit HK$259K · loan HK$2.33M · min. income ≈ HK$22,602/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,830
−HK$639/mo
▼ 0.25% · 3.875%
HK$12,147
−HK$322/mo
Today · 4.125%
HK$12,469
baseline
▲ 0.50% · 4.625%
HK$13,126
+HK$657/mo
Deposit HK$259K · loan HK$2.33M · min. income ≈ HK$24,938/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).