▼ 0.50% · 3.625%
HK$5,760
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,939
−HK$182/mo
Today · 4.125%
HK$6,121
baseline
▲ 0.50% · 4.625%
HK$6,493
+HK$372/mo
Deposit HK$1.26M · loan HK$1.26M · min. income ≈ HK$12,242/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,407
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,579
−HK$175/mo
Today · 4.125%
HK$6,754
baseline
▲ 0.50% · 4.625%
HK$7,110
+HK$356/mo
Deposit HK$1.26M · loan HK$1.26M · min. income ≈ HK$13,508/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,335
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,533
−HK$200/mo
Today · 4.125%
HK$6,733
baseline
▲ 0.50% · 4.625%
HK$7,142
+HK$409/mo
Deposit HK$1.14M · loan HK$1.39M · min. income ≈ HK$13,466/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,048
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,237
−HK$192/mo
Today · 4.125%
HK$7,429
baseline
▲ 0.50% · 4.625%
HK$7,821
+HK$392/mo
Deposit HK$1.14M · loan HK$1.39M · min. income ≈ HK$14,858/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,911
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,126
−HK$219/mo
Today · 4.125%
HK$7,345
baseline
▲ 0.50% · 4.625%
HK$7,792
+HK$447/mo
Deposit HK$1.01M · loan HK$1.52M · min. income ≈ HK$14,690/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,689
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,895
−HK$209/mo
Today · 4.125%
HK$8,104
baseline
▲ 0.50% · 4.625%
HK$8,532
+HK$428/mo
Deposit HK$1.01M · loan HK$1.52M · min. income ≈ HK$16,208/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,487
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,720
−HK$237/mo
Today · 4.125%
HK$7,957
baseline
▲ 0.50% · 4.625%
HK$8,441
+HK$484/mo
Deposit HK$884K · loan HK$1.64M · min. income ≈ HK$15,914/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,330
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,553
−HK$227/mo
Today · 4.125%
HK$8,780
baseline
▲ 0.50% · 4.625%
HK$9,242
+HK$462/mo
Deposit HK$884K · loan HK$1.64M · min. income ≈ HK$17,560/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,063
−HK$506/mo
▼ 0.25% · 3.875%
HK$8,314
−HK$255/mo
Today · 4.125%
HK$8,569
baseline
▲ 0.50% · 4.625%
HK$9,090
+HK$521/mo
Deposit HK$758K · loan HK$1.77M · min. income ≈ HK$17,138/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,970
−HK$485/mo
▼ 0.25% · 3.875%
HK$9,211
−HK$244/mo
Today · 4.125%
HK$9,455
baseline
▲ 0.50% · 4.625%
HK$9,953
+HK$498/mo
Deposit HK$758K · loan HK$1.77M · min. income ≈ HK$18,910/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,639
−HK$542/mo
▼ 0.25% · 3.875%
HK$8,908
−HK$273/mo
Today · 4.125%
HK$9,181
baseline
▲ 0.50% · 4.625%
HK$9,740
+HK$559/mo
Deposit HK$631K · loan HK$1.89M · min. income ≈ HK$18,362/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,611
−HK$519/mo
▼ 0.25% · 3.875%
HK$9,869
−HK$261/mo
Today · 4.125%
HK$10,130
baseline
▲ 0.50% · 4.625%
HK$10,664
+HK$534/mo
Deposit HK$631K · loan HK$1.89M · min. income ≈ HK$20,260/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,215
−HK$578/mo
▼ 0.25% · 3.875%
HK$9,502
−HK$291/mo
Today · 4.125%
HK$9,793
baseline
▲ 0.50% · 4.625%
HK$10,389
+HK$596/mo
Deposit HK$505K · loan HK$2.02M · min. income ≈ HK$19,586/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,252
−HK$554/mo
▼ 0.25% · 3.875%
HK$10,527
−HK$279/mo
Today · 4.125%
HK$10,806
baseline
▲ 0.50% · 4.625%
HK$11,375
+HK$569/mo
Deposit HK$505K · loan HK$2.02M · min. income ≈ HK$21,612/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,791
−HK$614/mo
▼ 0.25% · 3.875%
HK$10,096
−HK$309/mo
Today · 4.125%
HK$10,405
baseline
▲ 0.50% · 4.625%
HK$11,038
+HK$633/mo
Deposit HK$379K · loan HK$2.15M · min. income ≈ HK$20,810/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,893
−HK$588/mo
▼ 0.25% · 3.875%
HK$11,185
−HK$296/mo
Today · 4.125%
HK$11,481
baseline
▲ 0.50% · 4.625%
HK$12,086
+HK$605/mo
Deposit HK$379K · loan HK$2.15M · min. income ≈ HK$22,962/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,367
−HK$650/mo
▼ 0.25% · 3.875%
HK$10,690
−HK$327/mo
Today · 4.125%
HK$11,017
baseline
▲ 0.50% · 4.625%
HK$11,688
+HK$671/mo
Deposit HK$253K · loan HK$2.27M · min. income ≈ HK$22,034/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,533
−HK$623/mo
▼ 0.25% · 3.875%
HK$11,843
−HK$313/mo
Today · 4.125%
HK$12,156
baseline
▲ 0.50% · 4.625%
HK$12,797
+HK$641/mo
Deposit HK$253K · loan HK$2.27M · min. income ≈ HK$24,312/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).