▼ 0.50% · 3.625%
HK$7,317
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,544
−HK$232/mo
Today · 4.125%
HK$7,776
baseline
▲ 0.50% · 4.625%
HK$8,249
+HK$473/mo
Deposit HK$1.60M · loan HK$1.60M · min. income ≈ HK$15,552/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,140
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,358
−HK$222/mo
Today · 4.125%
HK$8,580
baseline
▲ 0.50% · 4.625%
HK$9,032
+HK$452/mo
Deposit HK$1.60M · loan HK$1.60M · min. income ≈ HK$17,160/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,049
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,299
−HK$254/mo
Today · 4.125%
HK$8,553
baseline
▲ 0.50% · 4.625%
HK$9,074
+HK$521/mo
Deposit HK$1.44M · loan HK$1.76M · min. income ≈ HK$17,106/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,954
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,194
−HK$244/mo
Today · 4.125%
HK$9,438
baseline
▲ 0.50% · 4.625%
HK$9,935
+HK$497/mo
Deposit HK$1.44M · loan HK$1.76M · min. income ≈ HK$18,876/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,780
−HK$551/mo
▼ 0.25% · 3.875%
HK$9,053
−HK$278/mo
Today · 4.125%
HK$9,331
baseline
▲ 0.50% · 4.625%
HK$9,899
+HK$568/mo
Deposit HK$1.28M · loan HK$1.93M · min. income ≈ HK$18,662/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,768
−HK$528/mo
▼ 0.25% · 3.875%
HK$10,030
−HK$266/mo
Today · 4.125%
HK$10,296
baseline
▲ 0.50% · 4.625%
HK$10,838
+HK$542/mo
Deposit HK$1.28M · loan HK$1.93M · min. income ≈ HK$20,592/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,512
−HK$596/mo
▼ 0.25% · 3.875%
HK$9,808
−HK$300/mo
Today · 4.125%
HK$10,108
baseline
▲ 0.50% · 4.625%
HK$10,723
+HK$615/mo
Deposit HK$1.12M · loan HK$2.09M · min. income ≈ HK$20,216/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,582
−HK$572/mo
▼ 0.25% · 3.875%
HK$10,866
−HK$288/mo
Today · 4.125%
HK$11,154
baseline
▲ 0.50% · 4.625%
HK$11,742
+HK$588/mo
Deposit HK$1.12M · loan HK$2.09M · min. income ≈ HK$22,308/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,244
−HK$642/mo
▼ 0.25% · 3.875%
HK$10,562
−HK$324/mo
Today · 4.125%
HK$10,886
baseline
▲ 0.50% · 4.625%
HK$11,548
+HK$662/mo
Deposit HK$963K · loan HK$2.25M · min. income ≈ HK$21,772/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,396
−HK$616/mo
▼ 0.25% · 3.875%
HK$11,702
−HK$310/mo
Today · 4.125%
HK$12,012
baseline
▲ 0.50% · 4.625%
HK$12,645
+HK$633/mo
Deposit HK$963K · loan HK$2.25M · min. income ≈ HK$24,024/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,975
−HK$689/mo
▼ 0.25% · 3.875%
HK$11,317
−HK$347/mo
Today · 4.125%
HK$11,664
baseline
▲ 0.50% · 4.625%
HK$12,373
+HK$709/mo
Deposit HK$802K · loan HK$2.41M · min. income ≈ HK$23,328/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,210
−HK$660/mo
▼ 0.25% · 3.875%
HK$12,537
−HK$333/mo
Today · 4.125%
HK$12,870
baseline
▲ 0.50% · 4.625%
HK$13,548
+HK$678/mo
Deposit HK$802K · loan HK$2.41M · min. income ≈ HK$25,740/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,707
−HK$734/mo
▼ 0.25% · 3.875%
HK$12,071
−HK$370/mo
Today · 4.125%
HK$12,441
baseline
▲ 0.50% · 4.625%
HK$13,198
+HK$757/mo
Deposit HK$642K · loan HK$2.57M · min. income ≈ HK$24,882/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,024
−HK$704/mo
▼ 0.25% · 3.875%
HK$13,373
−HK$355/mo
Today · 4.125%
HK$13,728
baseline
▲ 0.50% · 4.625%
HK$14,451
+HK$723/mo
Deposit HK$642K · loan HK$2.57M · min. income ≈ HK$27,456/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,439
−HK$780/mo
▼ 0.25% · 3.875%
HK$12,826
−HK$393/mo
Today · 4.125%
HK$13,219
baseline
▲ 0.50% · 4.625%
HK$14,023
+HK$804/mo
Deposit HK$481K · loan HK$2.73M · min. income ≈ HK$26,438/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,838
−HK$747/mo
▼ 0.25% · 3.875%
HK$14,209
−HK$376/mo
Today · 4.125%
HK$14,585
baseline
▲ 0.50% · 4.625%
HK$15,354
+HK$769/mo
Deposit HK$481K · loan HK$2.73M · min. income ≈ HK$29,170/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,170
−HK$826/mo
▼ 0.25% · 3.875%
HK$13,580
−HK$416/mo
Today · 4.125%
HK$13,996
baseline
▲ 0.50% · 4.625%
HK$14,848
+HK$852/mo
Deposit HK$321K · loan HK$2.89M · min. income ≈ HK$27,992/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,652
−HK$791/mo
▼ 0.25% · 3.875%
HK$15,045
−HK$398/mo
Today · 4.125%
HK$15,443
baseline
▲ 0.50% · 4.625%
HK$16,258
+HK$815/mo
Deposit HK$321K · loan HK$2.89M · min. income ≈ HK$30,886/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).