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At today's rate and a 90% mortgage, the deposit on this unit is about HK$181K, with repayments around HK$7,913/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,826/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Tai Koo Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- 28
- Saleable Area
- 194 Saleable ft²
- Gross Area
- 253 ft²
- Efficiency
- 77%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-10-11 | HK$3.18M | +41.3% 3.0y |
| 2014-09-25 | HK$2.25M | +0.0% |
| 2014-09-25 | HK$2.25M | +21.6% 2.3y |
| 2012-05-17 | HK$1.85M | +0.0% |
| 2012-05-17 | HK$1.85M | +137.2% 3.3y |
| 2009-02-09 | HK$780K | — |