▼ 0.50% · 3.625%
HK$22,767
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,475
−HK$720/mo
Today · 4.125%
HK$24,195
baseline
▲ 0.50% · 4.625%
HK$25,667
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,390/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,328
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,008
−HK$689/mo
Today · 4.125%
HK$26,697
baseline
▲ 0.50% · 4.625%
HK$28,104
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,394/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,044
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,823
−HK$791/mo
Today · 4.125%
HK$26,614
baseline
▲ 0.50% · 4.625%
HK$28,234
+HK$1,620/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,228/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,861
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,608
−HK$758/mo
Today · 4.125%
HK$29,366
baseline
▲ 0.50% · 4.625%
HK$30,914
+HK$1,548/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,732/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,321
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,171
−HK$863/mo
Today · 4.125%
HK$29,034
baseline
▲ 0.50% · 4.625%
HK$30,801
+HK$1,767/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,068/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,394
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,209
−HK$827/mo
Today · 4.125%
HK$32,036
baseline
▲ 0.50% · 4.625%
HK$33,725
+HK$1,689/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,072/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,597
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,518
−HK$935/mo
Today · 4.125%
HK$31,453
baseline
▲ 0.50% · 4.625%
HK$33,367
+HK$1,914/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$62,906/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,927
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,810
−HK$896/mo
Today · 4.125%
HK$34,706
baseline
▲ 0.50% · 4.625%
HK$36,535
+HK$1,829/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$69,412/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,874
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,866
−HK$1,007/mo
Today · 4.125%
HK$33,873
baseline
▲ 0.50% · 4.625%
HK$35,934
+HK$2,061/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,746/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,460
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,411
−HK$964/mo
Today · 4.125%
HK$37,375
baseline
▲ 0.50% · 4.625%
HK$39,346
+HK$1,971/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,750/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,151
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,213
−HK$1,079/mo
Today · 4.125%
HK$36,292
baseline
▲ 0.50% · 4.625%
HK$38,501
+HK$2,209/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,584/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,993
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,011
−HK$1,034/mo
Today · 4.125%
HK$40,045
baseline
▲ 0.50% · 4.625%
HK$42,156
+HK$2,111/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,090/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,428
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,561
−HK$1,151/mo
Today · 4.125%
HK$38,712
baseline
▲ 0.50% · 4.625%
HK$41,067
+HK$2,355/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,424/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,525
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,612
−HK$1,103/mo
Today · 4.125%
HK$42,715
baseline
▲ 0.50% · 4.625%
HK$44,966
+HK$2,251/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,430/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,704
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,908
−HK$1,223/mo
Today · 4.125%
HK$41,131
baseline
▲ 0.50% · 4.625%
HK$43,634
+HK$2,503/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,262/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,058
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,213
−HK$1,171/mo
Today · 4.125%
HK$45,384
baseline
▲ 0.50% · 4.625%
HK$47,777
+HK$2,393/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,768/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,981
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,256
−HK$1,295/mo
Today · 4.125%
HK$43,551
baseline
▲ 0.50% · 4.625%
HK$46,201
+HK$2,650/mo
Deposit HK$998K · loan HK$8.99M · min. income ≈ HK$87,102/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,591
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,814
−HK$1,240/mo
Today · 4.125%
HK$48,054
baseline
▲ 0.50% · 4.625%
HK$50,587
+HK$2,533/mo
Deposit HK$998K · loan HK$8.99M · min. income ≈ HK$96,108/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,452 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).