▼ 0.50% · 3.625%
HK$21,996
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,680
−HK$696/mo
Today · 4.125%
HK$23,376
baseline
▲ 0.50% · 4.625%
HK$24,798
+HK$1,422/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,752/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,471
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,127
−HK$666/mo
Today · 4.125%
HK$25,793
baseline
▲ 0.50% · 4.625%
HK$27,152
+HK$1,359/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,586/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,196
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,948
−HK$765/mo
Today · 4.125%
HK$25,713
baseline
▲ 0.50% · 4.625%
HK$27,278
+HK$1,565/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$51,426/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$334,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,918
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,640
−HK$732/mo
Today · 4.125%
HK$28,372
baseline
▲ 0.50% · 4.625%
HK$29,867
+HK$1,495/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$56,744/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$334,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,395
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,217
−HK$834/mo
Today · 4.125%
HK$28,051
baseline
▲ 0.50% · 4.625%
HK$29,758
+HK$1,707/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,102/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,365
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,152
−HK$799/mo
Today · 4.125%
HK$30,951
baseline
▲ 0.50% · 4.625%
HK$32,583
+HK$1,632/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,902/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,595
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,485
−HK$903/mo
Today · 4.125%
HK$30,388
baseline
▲ 0.50% · 4.625%
HK$32,237
+HK$1,849/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$60,776/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,812
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,665
−HK$865/mo
Today · 4.125%
HK$33,530
baseline
▲ 0.50% · 4.625%
HK$35,298
+HK$1,768/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$67,060/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,795
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,753
−HK$973/mo
Today · 4.125%
HK$32,726
baseline
▲ 0.50% · 4.625%
HK$34,717
+HK$1,991/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,452/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,259
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,178
−HK$932/mo
Today · 4.125%
HK$36,110
baseline
▲ 0.50% · 4.625%
HK$38,013
+HK$1,903/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,220/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,994
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,021
−HK$1,042/mo
Today · 4.125%
HK$35,063
baseline
▲ 0.50% · 4.625%
HK$37,197
+HK$2,134/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,126/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,706
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,690
−HK$999/mo
Today · 4.125%
HK$38,689
baseline
▲ 0.50% · 4.625%
HK$40,728
+HK$2,039/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,378/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,194
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,289
−HK$1,112/mo
Today · 4.125%
HK$37,401
baseline
▲ 0.50% · 4.625%
HK$39,677
+HK$2,276/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$74,802/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,153
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,203
−HK$1,065/mo
Today · 4.125%
HK$41,268
baseline
▲ 0.50% · 4.625%
HK$43,444
+HK$2,176/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$82,536/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,394
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,557
−HK$1,182/mo
Today · 4.125%
HK$39,739
baseline
▲ 0.50% · 4.625%
HK$42,157
+HK$2,418/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$79,478/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,600
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,716
−HK$1,132/mo
Today · 4.125%
HK$43,848
baseline
▲ 0.50% · 4.625%
HK$46,159
+HK$2,311/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$87,696/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,593
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,825
−HK$1,251/mo
Today · 4.125%
HK$42,076
baseline
▲ 0.50% · 4.625%
HK$44,636
+HK$2,560/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$84,152/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,047
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,228
−HK$1,199/mo
Today · 4.125%
HK$46,427
baseline
▲ 0.50% · 4.625%
HK$48,874
+HK$2,447/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$92,854/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,639 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).