▼ 0.50% · 3.625%
HK$19,284
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,884
−HK$610/mo
Today · 4.125%
HK$20,494
baseline
▲ 0.50% · 4.625%
HK$21,741
+HK$1,247/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$40,988/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,454
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,029
−HK$584/mo
Today · 4.125%
HK$22,613
baseline
▲ 0.50% · 4.625%
HK$23,805
+HK$1,192/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,226/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,213
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,873
−HK$670/mo
Today · 4.125%
HK$22,543
baseline
▲ 0.50% · 4.625%
HK$23,915
+HK$1,372/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$45,086/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,599
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,232
−HK$642/mo
Today · 4.125%
HK$24,874
baseline
▲ 0.50% · 4.625%
HK$26,185
+HK$1,311/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$49,748/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,141
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,861
−HK$731/mo
Today · 4.125%
HK$24,592
baseline
▲ 0.50% · 4.625%
HK$26,089
+HK$1,497/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,184/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,744
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,435
−HK$700/mo
Today · 4.125%
HK$27,135
baseline
▲ 0.50% · 4.625%
HK$28,566
+HK$1,431/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,270/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,070
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,850
−HK$792/mo
Today · 4.125%
HK$26,642
baseline
▲ 0.50% · 4.625%
HK$28,263
+HK$1,621/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,284/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,890
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,638
−HK$759/mo
Today · 4.125%
HK$29,397
baseline
▲ 0.50% · 4.625%
HK$30,946
+HK$1,549/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,794/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,998
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,838
−HK$853/mo
Today · 4.125%
HK$28,691
baseline
▲ 0.50% · 4.625%
HK$30,437
+HK$1,746/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,382/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,035
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,841
−HK$817/mo
Today · 4.125%
HK$31,658
baseline
▲ 0.50% · 4.625%
HK$33,327
+HK$1,669/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,316/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,927
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,826
−HK$915/mo
Today · 4.125%
HK$30,741
baseline
▲ 0.50% · 4.625%
HK$32,611
+HK$1,870/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$61,482/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,181
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,044
−HK$875/mo
Today · 4.125%
HK$33,919
baseline
▲ 0.50% · 4.625%
HK$35,707
+HK$1,788/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$67,838/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,855
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,815
−HK$975/mo
Today · 4.125%
HK$32,790
baseline
▲ 0.50% · 4.625%
HK$34,785
+HK$1,995/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$65,580/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,326
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,247
−HK$933/mo
Today · 4.125%
HK$36,180
baseline
▲ 0.50% · 4.625%
HK$38,088
+HK$1,908/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$72,360/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,784
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,803
−HK$1,036/mo
Today · 4.125%
HK$34,839
baseline
▲ 0.50% · 4.625%
HK$36,959
+HK$2,120/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$69,678/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,471
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,449
−HK$993/mo
Today · 4.125%
HK$38,442
baseline
▲ 0.50% · 4.625%
HK$40,468
+HK$2,026/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$76,884/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,712
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,792
−HK$1,097/mo
Today · 4.125%
HK$36,889
baseline
▲ 0.50% · 4.625%
HK$39,133
+HK$2,244/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$73,778/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,617
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,652
−HK$1,051/mo
Today · 4.125%
HK$40,703
baseline
▲ 0.50% · 4.625%
HK$42,849
+HK$2,146/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$81,406/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,714 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).