▼ 0.50% · 3.625%
HK$22,476
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,176
−HK$710/mo
Today · 4.125%
HK$23,886
baseline
▲ 0.50% · 4.625%
HK$25,339
+HK$1,453/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,772/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,005
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,675
−HK$681/mo
Today · 4.125%
HK$26,356
baseline
▲ 0.50% · 4.625%
HK$27,745
+HK$1,389/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,712/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,724
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,493
−HK$782/mo
Today · 4.125%
HK$26,275
baseline
▲ 0.50% · 4.625%
HK$27,873
+HK$1,598/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$52,550/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,505
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,243
−HK$748/mo
Today · 4.125%
HK$28,991
baseline
▲ 0.50% · 4.625%
HK$30,519
+HK$1,528/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$57,982/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,972
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,811
−HK$852/mo
Today · 4.125%
HK$28,663
baseline
▲ 0.50% · 4.625%
HK$30,407
+HK$1,744/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,326/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,006
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,811
−HK$816/mo
Today · 4.125%
HK$31,627
baseline
▲ 0.50% · 4.625%
HK$33,294
+HK$1,667/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,254/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,219
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,128
−HK$924/mo
Today · 4.125%
HK$31,052
baseline
▲ 0.50% · 4.625%
HK$32,941
+HK$1,889/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,104/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$355,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,506
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,378
−HK$884/mo
Today · 4.125%
HK$34,262
baseline
▲ 0.50% · 4.625%
HK$36,068
+HK$1,806/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,524/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$355,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,467
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,446
−HK$994/mo
Today · 4.125%
HK$33,440
baseline
▲ 0.50% · 4.625%
HK$35,475
+HK$2,035/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,880/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,007
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,946
−HK$952/mo
Today · 4.125%
HK$36,898
baseline
▲ 0.50% · 4.625%
HK$38,843
+HK$1,945/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,796/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,715
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,763
−HK$1,066/mo
Today · 4.125%
HK$35,829
baseline
▲ 0.50% · 4.625%
HK$38,009
+HK$2,180/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,658/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,507
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,513
−HK$1,021/mo
Today · 4.125%
HK$39,534
baseline
▲ 0.50% · 4.625%
HK$41,617
+HK$2,083/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$79,068/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,962
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,081
−HK$1,136/mo
Today · 4.125%
HK$38,217
baseline
▲ 0.50% · 4.625%
HK$40,543
+HK$2,326/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$76,434/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,008
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,081
−HK$1,088/mo
Today · 4.125%
HK$42,169
baseline
▲ 0.50% · 4.625%
HK$44,392
+HK$2,223/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$84,338/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,210
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,398
−HK$1,208/mo
Today · 4.125%
HK$40,606
baseline
▲ 0.50% · 4.625%
HK$43,077
+HK$2,471/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$81,212/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,508
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,648
−HK$1,157/mo
Today · 4.125%
HK$44,805
baseline
▲ 0.50% · 4.625%
HK$47,166
+HK$2,361/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$89,610/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,458
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,716
−HK$1,279/mo
Today · 4.125%
HK$42,995
baseline
▲ 0.50% · 4.625%
HK$45,611
+HK$2,616/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$85,990/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,009
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,216
−HK$1,224/mo
Today · 4.125%
HK$47,440
baseline
▲ 0.50% · 4.625%
HK$49,941
+HK$2,501/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$94,880/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,698 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).