Home Eastern District CITY GARDEN PHASE 2 BLOCK 12

20/F B

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Floor

2/F A 1,029 ft² 2/F B 794 ft² 2/F C 758 ft² 2/F D 841 ft² 2/F E 836 ft² 2/F F 758 ft² 3/F A 1,045 ft² 3/F B 809 ft² 3/F E 871 ft² 3/F F 773 ft² 3/F G 853 ft² 4/F C 773 ft² 4/F E 871 ft² 4/F F 773 ft² 5/F B 809 ft² 5/F C 773 ft² 5/F D 856 ft² 5/F E 871 ft² 5/F G 853 ft² 6/F A 1,045 ft² 6/F B 809 ft² 6/F E 871 ft² 6/F F 773 ft² 6/F G 853 ft² 7/F B 809 ft² 7/F C 773 ft² 7/F E 871 ft² 7/F F 773 ft² 7/F G 853 ft² 8/F A 1,045 ft² 8/F B 809 ft² 8/F C 773 ft² 8/F F 773 ft² 9/F A 1,045 ft² 9/F B 809 ft² 9/F C 773 ft² 9/F D 856 ft² 9/F F 773 ft² 9/F G 853 ft² 10/F C 773 ft² 10/F E 871 ft² 10/F G 853 ft² 11/F A 1,045 ft² 11/F E 871 ft² 11/F F 773 ft² 11/F G 853 ft² 12/F C 773 ft² 12/F D 856 ft² 12/F F 773 ft² 13/F A 1,045 ft² 13/F C 773 ft² 13/F D 856 ft² 13/F E 871 ft² 13/F G 853 ft² 14/F B 809 ft² 14/F D 856 ft² 14/F E 871 ft² 14/F F 773 ft² 15/F A 1,045 ft² 15/F B 809 ft² 15/F C 773 ft² 15/F D 856 ft² 15/F F 773 ft² 16/F C 773 ft² 16/F D 856 ft² 16/F E 871 ft² 17/F B 809 ft² 17/F D 856 ft² 17/F E 871 ft² 17/F G 853 ft² 18/F A 1,045 ft² 18/F B 809 ft² 18/F C 773 ft² 18/F E 871 ft² 18/F F 773 ft² 19/F A 1,045 ft² 19/F B 809 ft² 19/F C 773 ft² 19/F D 856 ft² 19/F E 871 ft² 20/F A 1,045 ft² 20/F B 809 ft² 20/F C 773 ft² 20/F D 856 ft² 20/F E 871 ft² 20/F F 773 ft² 21/F A 1,045 ft² 21/F B 809 ft² 21/F C 773 ft² 21/F F 773 ft² 21/F G 853 ft² 22/F A 1,045 ft² 22/F B 809 ft² 22/F D 856 ft² 22/F E 871 ft² 22/F F 773 ft² 22/F G 853 ft² 23/F A 1,045 ft² 23/F B 809 ft² 23/F C 773 ft² 23/F E 871 ft² 23/F F 773 ft² 24/F A 1,045 ft² 24/F F 773 ft² 25/F A 1,045 ft² 25/F B 809 ft² 25/F C 773 ft² 25/F D 856 ft² 25/F E 871 ft² 25/F F 773 ft² 25/F G 853 ft² 26/F D 856 ft² 26/F E 871 ft² 26/F F 773 ft² 26/F G 853 ft² 27/F B 809 ft² 27/F D 856 ft² 27/F F 773 ft² 28/F A 1,049 ft² 28/F B 807 ft² 28/F C 772 ft² 28/F D 857 ft² 28/F F 639 ft² 28/F G 663 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$12.48M

≈ HK$15,421 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.74M, with repayments around HK$42,325/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$39,827

−HK$2,498/mo

▼ 0.25% · 3.875%

HK$41,066

−HK$1,259/mo

Today · 4.125%

HK$42,325

baseline

▲ 0.50% · 4.625%

HK$44,900

+HK$2,575/mo

Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$84,650/mo (50% DSR)

Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,845 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Fortress Hill Station

≈ 4 min walk · 270 m

Education

schools within 1 km (21 within 500 m)

Daily convenience

within 1 km (30 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Fortress Hill Station Station.

Family-friendly — 80 schools within a 1 km walk.

Everyday convenience — 70 shopping and daily-needs spots nearby.

Green space & leisure — 69 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: B
Saleable Area: 809 Saleable ft²
Gross Area: 907 ft²
Efficiency: 89%
District: Eastern District · Hong Kong Island
School net (POA): 14

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2019-11-25	HK$14.45M	—	HK$17,862	HK$15,932

Other appraised units in this building

Data sourced from Renavon.com