Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$795K, with repayments around HK$34,659/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$795K · loan HK$7.15M · min. income ≈ HK$69,318/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,382 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- D
- Saleable Area
- 531 Saleable ft²
- Gross Area
- 620 ft²
- Efficiency
- 86%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-01-14 | HK$8.60M | +26.5% 3.3y |
| 2016-09-26 | HK$6.80M | +41.7% 5.3y |
| 2011-05-27 | HK$4.80M | +14.3% 14.2y |
| 1997-04-25 | HK$4.20M | +64.7% |
| 1996-03-06 | HK$2.55M | — |