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At today's rate and a 90% mortgage, the deposit on this unit is about HK$845K, with repayments around HK$36,852/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$845K · loan HK$7.60M · min. income ≈ HK$73,704/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,463 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- A
- Saleable Area
- 531 Saleable ft²
- Gross Area
- 620 ft²
- Efficiency
- 86%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2009-09-14 | HK$3.52M | −9.5% 1.2y |
| 2008-06-18 | HK$3.89M | +38.9% 3.2y |
| 2005-04-09 | HK$2.80M | +0.2% |
| 2005-04-09 | HK$2.79M | +36.3% 3.3y |
| 2001-12-21 | HK$2.05M | −29.3% |
| 1996-03-05 | HK$2.90M | — |