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At today's rate and a 90% mortgage, the deposit on this unit is about HK$947K, with repayments around HK$41,328/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$947K · loan HK$8.53M · min. income ≈ HK$82,656/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$317,497 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 649 Saleable ft²
- Gross Area
- 772 ft²
- Efficiency
- 84%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-03-05 | HK$10.25M | +107.1% 9.0y |
| 2010-02-11 | HK$4.95M | +0.1% |
| 2010-02-11 | HK$4.95M | +48.9% 3.0y |
| 2007-02-23 | HK$3.32M | +27.7% 5.2y |
| 2002-03-08 | HK$2.60M | — |