▼ 0.50% · 3.625%
HK$22,686
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,392
−HK$717/mo
Today · 4.125%
HK$24,109
baseline
▲ 0.50% · 4.625%
HK$25,576
+HK$1,467/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,218/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,238
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,915
−HK$687/mo
Today · 4.125%
HK$26,602
baseline
▲ 0.50% · 4.625%
HK$28,004
+HK$1,402/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,204/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$364,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,955
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,731
−HK$789/mo
Today · 4.125%
HK$26,520
baseline
▲ 0.50% · 4.625%
HK$28,134
+HK$1,614/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$53,040/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,762
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,507
−HK$755/mo
Today · 4.125%
HK$29,262
baseline
▲ 0.50% · 4.625%
HK$30,805
+HK$1,543/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$58,524/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$364,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,224
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,071
−HK$860/mo
Today · 4.125%
HK$28,931
baseline
▲ 0.50% · 4.625%
HK$30,691
+HK$1,760/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,862/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,286
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,098
−HK$824/mo
Today · 4.125%
HK$31,922
baseline
▲ 0.50% · 4.625%
HK$33,605
+HK$1,683/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,844/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$364,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,492
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,410
−HK$932/mo
Today · 4.125%
HK$31,342
baseline
▲ 0.50% · 4.625%
HK$33,249
+HK$1,907/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$62,684/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$364,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,810
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,690
−HK$893/mo
Today · 4.125%
HK$34,583
baseline
▲ 0.50% · 4.625%
HK$36,405
+HK$1,822/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$69,166/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$364,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,761
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,749
−HK$1,004/mo
Today · 4.125%
HK$33,753
baseline
▲ 0.50% · 4.625%
HK$35,806
+HK$2,053/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,506/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,334
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,281
−HK$962/mo
Today · 4.125%
HK$37,243
baseline
▲ 0.50% · 4.625%
HK$39,206
+HK$1,963/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,486/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$364,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,030
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,088
−HK$1,076/mo
Today · 4.125%
HK$36,164
baseline
▲ 0.50% · 4.625%
HK$38,364
+HK$2,200/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,328/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,858
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,873
−HK$1,030/mo
Today · 4.125%
HK$39,903
baseline
▲ 0.50% · 4.625%
HK$42,006
+HK$2,103/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,806/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$364,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,298
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,427
−HK$1,148/mo
Today · 4.125%
HK$38,575
baseline
▲ 0.50% · 4.625%
HK$40,922
+HK$2,347/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,150/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,382
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,465
−HK$1,098/mo
Today · 4.125%
HK$42,563
baseline
▲ 0.50% · 4.625%
HK$44,807
+HK$2,244/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,126/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$364,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,567
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,767
−HK$1,218/mo
Today · 4.125%
HK$40,985
baseline
▲ 0.50% · 4.625%
HK$43,479
+HK$2,494/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$81,970/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,905
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,056
−HK$1,167/mo
Today · 4.125%
HK$45,223
baseline
▲ 0.50% · 4.625%
HK$47,607
+HK$2,384/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,446/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$364,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,836
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,106
−HK$1,290/mo
Today · 4.125%
HK$43,396
baseline
▲ 0.50% · 4.625%
HK$46,037
+HK$2,641/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$86,792/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,429
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,648
−HK$1,236/mo
Today · 4.125%
HK$47,884
baseline
▲ 0.50% · 4.625%
HK$50,408
+HK$2,524/mo
Deposit HK$995K · loan HK$8.95M · min. income ≈ HK$95,768/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$364,908 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).