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At today's rate and a 90% mortgage, the deposit on this unit is about HK$345K, with repayments around HK$15,061/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$345K · loan HK$3.11M · min. income ≈ HK$30,122/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- 6
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 356 ft²
- Efficiency
- 83%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-26 | HK$3.38M | −5.1% 9.7y · −1.0%/yr |
| 2016-06-14 | HK$3.56M | +41.3% 4.1y · 10.0%/yr |
| 2012-04-20 | HK$2.52M | +53.7% |
| 2008-06-26 | HK$1.64M | +2.5% |
| 2008-02-26 | HK$1.60M | +73.9% |
| 2005-03-03 | HK$920K | +1.1% |
| 2001-09-14 | HK$910K | — |