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At today's rate and a 90% mortgage, the deposit on this unit is about HK$412K, with repayments around HK$17,957/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$35,914/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$23,483 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- 4
- Saleable Area
- 367 Saleable ft²
- Gross Area
- 422 ft²
- Efficiency
- 87%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-04 | HK$3.80M | −36.7% 6.0y · −6.0%/yr |
| 2019-08-09 | HK$6.00M | +29.6% 4.1y · 7.0%/yr |
| 2015-06-05 | HK$4.63M | +125.9% |
| 2008-07-03 | HK$2.05M | +32.3% |
| 2008-01-09 | HK$1.55M | +32.5% |
| 2001-03-30 | HK$1.17M | −35.0% |
| 1996-08-09 | HK$1.80M | — |