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At today's rate and a 90% mortgage, the deposit on this unit is about HK$337K, with repayments around HK$14,694/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$337K · loan HK$3.03M · min. income ≈ HK$29,388/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- 1
- Saleable Area
- 293 Saleable ft²
- Gross Area
- 342 ft²
- Efficiency
- 86%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-26 | HK$5.14M | +2.8% 3.5y · 1.0%/yr |
| 2018-08-17 | HK$5.00M | +28.9% 3.3y · 9.0%/yr |
| 2015-04-09 | HK$3.88M | +153.6% |
| 2009-06-26 | HK$1.53M | +12.5% |
| 2009-05-07 | HK$1.36M | −2.9% |
| 1996-09-09 | HK$1.40M | — |