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At today's rate and a 90% mortgage, the deposit on this unit is about HK$339K, with repayments around HK$14,799/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$339K · loan HK$3.05M · min. income ≈ HK$29,598/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- 7
- Saleable Area
- 291 Saleable ft²
- Gross Area
- 339 ft²
- Efficiency
- 86%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-03 | HK$3.28M | −7.6% 9.2y · −1.0%/yr |
| 2016-07-25 | HK$3.55M | +68.2% 5.0y · 14.0%/yr |
| 2011-08-11 | HK$2.11M | +137.1% |
| 2004-05-08 | HK$890K | −55.1% |
| 1997-07-15 | HK$1.98M | — |