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Crescira AVM · estimated value ● Medium confidence
HK$48.38M
≈ HK$26,496 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.51M, with repayments around HK$164,138/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$154,453
−HK$9,685/mo
▼ 0.25% · 3.875%
HK$159,257
−HK$4,881/mo
Today · 4.125%
HK$164,138
baseline
▲ 0.50% · 4.625%
HK$174,125
+HK$9,987/mo

Deposit HK$14.51M · loan HK$33.87M · min. income ≈ HK$328,276/mo (50% DSR)

Upfront cash ≈ HK$16.57M (deposit + AVD stamp duty HK$2,056,233 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
23/F
Flat
B
Saleable Area
1,826 ft²
Gross Area
2,128 ft²
Efficiency
86%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2005-05-24 HK$19.20M +12.9%
7.1y
1998-03-31 HK$17.00M +1.2%
1.4y
1996-11-28 HK$16.80M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 9 min walk · 710 m
Education
14
schools within 1 km (3 within 500 m)
Daily convenience
37
within 1 km (3 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
47
parks, libraries, sports within 1 km

Family-friendly — 14 schools within a 1 km walk.

Everyday convenience — 37 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 47 parks, libraries and sports venues nearby.

Location

Other appraised units in this building