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Crescira AVM · estimated value Medium confidence
HK$32.65M
≈ HK$23,457 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.80M, with repayments around HK$110,774/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$104,238
−HK$6,536/mo
▼ 0.25% · 3.875%
HK$107,480
−HK$3,294/mo
Today · 4.125%
HK$110,774
baseline
▲ 0.50% · 4.625%
HK$117,515
+HK$6,741/mo

Deposit HK$9.80M · loan HK$22.86M · min. income ≈ HK$221,548/mo (50% DSR)

Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$1,387,722 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
C
Saleable Area
1,392 ft²
Gross Area
1,561 ft²
Efficiency
89%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2005-02-08 HK$13.60M +27.7%
1998-02-10 HK$10.65M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 9 min walk · 710 m
Education
14
schools within 1 km (3 within 500 m)
Daily convenience
37
within 1 km (3 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
47
parks, libraries, sports within 1 km

Family-friendly — 14 schools within a 1 km walk.

Everyday convenience — 37 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 47 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com