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Crescira AVM · estimated value Medium confidence
HK$39.52M
≈ HK$23,317 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.86M, with repayments around HK$134,079/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$126,167
−HK$7,912/mo
▼ 0.25% · 3.875%
HK$130,092
−HK$3,987/mo
Today · 4.125%
HK$134,079
baseline
▲ 0.50% · 4.625%
HK$142,238
+HK$8,159/mo

Deposit HK$11.86M · loan HK$27.67M · min. income ≈ HK$268,158/mo (50% DSR)

Upfront cash ≈ HK$13.54M (deposit + AVD stamp duty HK$1,679,672 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 9 min walk · 689 m
Education
14
schools within 1 km (3 within 500 m)
Daily convenience
35
within 1 km (3 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
47
parks, libraries, sports within 1 km

Family-friendly — 14 schools within a 1 km walk.

Everyday convenience — 35 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 47 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
21/F
Flat
A
Saleable Area
1,695 Saleable ft²
Gross Area
1,987 ft²
Efficiency
85%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2021-04-09 HK$49.38M +120.6%
11.4y · 11.0%/yr
2009-10-21 HK$22.38M +117.3%
1998-12-05 HK$10.30M
Data sourced from Renavon.com