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Crescira AVM · estimated value Medium confidence
HK$28.37M
≈ HK$21,826 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.51M, with repayments around HK$96,259/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$90,579
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$93,396
−HK$2,863/mo
Today · 4.125%
HK$96,259
baseline
▲ 0.50% · 4.625%
HK$102,116
+HK$5,857/mo

Deposit HK$8.51M · loan HK$19.86M · min. income ≈ HK$192,518/mo (50% DSR)

Upfront cash ≈ HK$9.72M (deposit + AVD stamp duty HK$1,205,877 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 9 min walk · 689 m
Education
14
schools within 1 km (3 within 500 m)
Daily convenience
35
within 1 km (3 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
47
parks, libraries, sports within 1 km

Family-friendly — 14 schools within a 1 km walk.

Everyday convenience — 35 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 47 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
12/F
Flat
D
Saleable Area
1,300 Saleable ft²
Gross Area
1,450 ft²
Efficiency
90%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2008-04-22 HK$17.38M +24.1%
2007-12-03 HK$14.00M
Data sourced from Renavon.com